Mercer County property record for 5221 State Rte 29, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,407 sqft · built 1930 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,166 (Sep 2025) |
| Tax Bill | $3,815 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-025700.0101 |
| Primary APN | 26-025700.0101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,407 sqft Living Area |
| Basement Area | 1,193 sqft |
| Unfinished Basement | 1,193 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5221 STATE ROUTE 29 |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-8229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE NW RTS: 002-06-02 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 967400 |
Source: Mercer County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5221 STATE ROUTE 29, CELINA, OH 45822-8229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES BANK CO |
| Sep 15, 2025 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Sep 15, 2025 | Survivorship Deed, Transfer · Conventional Mortgage THE PEOPLES BANK CO |
| Apr 10, 2024 | Warranty Deed, Transfer · ARM SUPERIOR CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Apr 10, 2024 · Amount on Record |
| Deed Document Number | 20253781 |
| Prior Transfer Date | Dec 15, 2008 |
| Prior Transfer Doc | 0000000046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5221 STATE ROUTE 29, CELINA, OH 45822-8229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202000006538 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 202000006538 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5221 STATE ROUTE 29, CELINA, OH 45822-8229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 305 BRIARWOOD DR, COLDWATER, OH 45828-1003 |
| Document Number | 202500003783 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 202500003783 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 15, 2025 |
| Property Address | 5221 STATE ROUTE 29, CELINA, OH 45822-8229 |
| Document Number | 202500003781 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 202500003781 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5221 STATE ROUTE 79, CELINA, OH 45822 |
| Document Number | 202500003782 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 202500003782 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Apr 10, 2024 |
| Property Address | 5221 STATE ROUTE 29, CELINA, OH 45822-8229 |
| Document Number | 202400001284 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 202400001284 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5221 STATE ROUTE 29, CELINA, OH 45822-8229 |
| Document Number | 202400001285 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 202400001285 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 5-Year CMT |
| Max Rate | 11.7% |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,815.00 | $94,090 (-) Land $10,680 Building $83,410 | |
| 2024 | $3,815.00 (+2.11%) | $94,090 (-) Land $10,680 Building $83,410 | |
| 2023 | $3,736.00 (+15.56%) | $94,090 (+33.35%) Land $10,680 Building $83,410 | $268,800 (+33.33%) Land $30,500 Building $238,300 |
| 2022 | $3,233.00 | $70,560 Land $8,820 Building $61,740 | |
| 2020 | $201,600 Land $25,200 Building $176,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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