5221 Pine Dr, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 5221 Pine Dr, Charlotte, NC 28269

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1951
Lot Size	0.374 acres (16,322 sqft)
Owner	Individual Name on Record
Last Sale	$207,000 (Nov 2020)
Tax Bill	$2,209 (2023)
Deeds & Mortgages	Jul 2017 Line of Credit Sep 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`045-086-08`

Property Details

APN / Parcel Number

Primary APN	`045-086-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Heated Area
Gross Area	2,420 sqft
1st Floor Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,322 sqft (0.374 acres)
Porch	Porch
Porch Area	40 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	045-086-08
Street Address	5221 PINE DR
City	CHARLOTTE
State	NC
Zip	28269-4856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L109-112 M5-349
Legal Subdivision	ROYAL OAKS
Legal Lot Number	109-112 112
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	4
Census Block	4016
Census Tract	5536

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5221 PINE DR, CHARLOTTE, NC 28269-4856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 6, 2020	Special Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 25, 2018	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	0035285882
Deed Book / Page	35285 / 882
Record Updated	Jun 7, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5221 PINE DR, CHARLOTTE, NC 28269-4856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096438
Date	Jul 19, 2017
Book Page	31974/695
Instrument	2017096438

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	DENVER, NC 28037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5221 PINE DR, CHARLOTTE, NC 28269-4856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120700
Date	Sep 6, 2017
Book Page	32099/288
Instrument	2017120700

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5221 PINE DR, CHARLOTTE, NC 28269-4856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017095
Date	Feb 15, 2019
Book Page	33287/258
Instrument	2019017095

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5221 PINE DR, CHARLOTTE, NC 28269-4856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130307
Date	Sep 30, 2019
Book Page	33897/423
Instrument	2019130307

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 6, 2020
Property Address	5221 PINE DR, CHARLOTTE, NC 28269-4856
Document Number	0000187099
Book / Page	35285 / 882
Map Reference	MB 5 PG 349
Instrument Date	Oct 20, 2020
Instrument	2020187099
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2888, GREENSBORO, NC 27402-2888

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 PINE DR, CHARLOTTE, NC 28269-4856

Mortgage

Document Number	0000187100
Date	Nov 6, 2020
Instrument	2020187100

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5221 PINE DR, CHARLOTTE, NC 28269-4856
Document Number	0000065497
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 PINE DR CHARLOTTE NC 282694856, CHARLOTTE, NC 28269-4856

Mortgage

Document Number	0000065497
Date	May 30, 2018
Book Page	032711/000774
Instrument	65497

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	BOULEVARD, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 29, 2038

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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