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5221 Nectarine Dr, Windermere, FL 34786 Property Records

Orange County property record for 5221 Nectarine Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,195 sqft · built 2005
Lot Size0.25 acres (10,910 sqft)
Owner2 Individual Names on File
Last Sale$374,300 (Dec 2005)
Tax Bill$5,074 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN14-23-27-8393-02-670

Property Details

APN / Parcel Number

Primary APN14-23-27-8393-02-670
Alternative APNs
  • 272314839302670
  • 139637
  • 140494
  • 142009

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,195 sqft Living Area
Gross Area4,680 sqft
1st Floor Area1,730 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,910 sqft (0.25 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area410 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address5221 NECTARINE DR
CityWINDERMERE
StateFL
Zip34786-3164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERPORT PHASE 3 56/9 LOT 267
Legal Range27E
Legal Township23S
Legal Section14
Legal SubdivisionSUMMERPORT PH 3
Legal Phase3
Legal Tract8393
Legal Block2
Legal Lot Number267
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2027
Census Tract17114

Owner

Source: Orange County records · APN 14-23-27-8393-02-670

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5221 NECTARINE DR, WINDERMERE, FL 34786-3164
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2025Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Nov 26, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
THE LOAN STORE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 28, 2005 · Amount on Record
Deed SaleDec 28, 2005 · Amount on Record
Deed Document Number2005878380
Deed Book / Page8389 / 2080
Last Transfer DateNov 14, 2025
Transfer Doc0000680535
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5221 NECTARINE DR, WINDERMERE, FL 34786-3164
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 NECTARINE DR, WINDERMERE, FL 34786-3164

Mortgage

Document Number0000746483
DateDec 31, 2025
Instrument20250746483
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJan 01, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateNov 26, 2025
Property Address5221 NECTARINE DR, WINDERMERE, FL 34786-3164
Document Number0000680535
Map ReferenceMB 56 PG 9-17
Instrument DateNov 14, 2025
Instrument20250680535
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5221 NECTARINE DR, WINDERMERE, FL 34786-3164

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5221 NEETARINE DRIVE, WINDERMERE, FL 34786-3164

Mortgage

Document Number0000680536
DateNov 26, 2025
Instrument20250680536
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$321,005 (+2.7%)$647,900 (-1.27%) Land $125,000 Building $522,900
2025$5,074.00 (+5.29%) Homeowner's exemption$312,566 (+5.99%)$656,260 (+21.3%) Land $125,000 Building $531,260
2024$4,819.00 (+7.45%)
2023$4,485.00 (+4.16%) Homeowner's exemption$294,910 (+3%)$541,023 (+14.43%) Land $110,000 Building $431,023
2022$4,306.00 Homeowner's exemption$286,320$472,802 Land $110,000 Building $362,802

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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