5221 N 49th St, Ruston (Tacoma), WA 98407 Property Records

Pierce County property record for 5221 N 49th St, Ruston, WA 98407

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,347 sqft · built 2009
Lot Size	0.135 acres (5,900 sqft)
Owner	2 Individual Names on File
Last Sale	$1,240,000 (Jun 2021)
Tax Bill	$12,389 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`400292-0-330`

Property Details

APN / Parcel Number

Primary APN	`400292-0-330`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,347 sqft Living Area
Gross Area	3,907 sqft
Basement Area	682 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Metal
Lot Area	5,900 sqft (0.135 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	314 sqft
Patio Area	314 sqft
Shed	1 Shed
Shed Area	682 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	5221 N 49TH ST
City	RUSTON
State	WA
Zip	98407-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 14 PLAT STACK HILL LOT 33 TOG/W UND INT IN TRS R1, R2 & Q1 EASE OF RECORD OUT OF 02-21-23-1-000 & 236500-067-0 SEG 2009-0388 JU 11/17/08JU
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	STACK HILL
Legal Lot Number	33
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2018
Census Tract	60300

Owner

5221 N 49th St is owned and occupied by two individuals who bought it in June 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5221 N 49TH ST, RUSTON, WA 98407-3000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Mar 21, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHASE BK/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on File
Deed Sale	Jun 7, 2021 · Amount on File
Prior Sale	Mar 21, 2019 · Amount on File
Deed Document Number	20211031
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 7, 2021
Property Address	5221 N 49TH ST, RUSTON, WA 98407-3000
Document Number	0006071031
Map Reference	DOC 200810305004
Instrument Date	May 28, 2021
Instrument	202106071031
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF WA I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,172.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5221 N 49TH ST, RUSTON, WA 98407-3000

Mortgage

Document Number	0006071032
Date	Jun 7, 2021
Instrument	202106071032

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 21, 2019
Property Address	5221 N 49TH ST, RUSTON, WA 98407-3000
Document Number	1903210415
Instrument Date	Mar 20, 2019
Instrument	201903210415
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$19,140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5221 N 49TH ST RUSTON WA 984073000, RUSTON, WA 98407-3000

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5221 N 49TH ST, RUSTON, WA 98407-3000
Document Number	1803260288
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5221 N 49TH ST RUSTON WA 984073000, RUSTON, WA 98407-3000

Mortgage

Document Number	1803260288
Date	Mar 26, 2018
Instrument	201803260288

Lender

Name	CHASE BK/MD
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2026 property tax bill for 5221 N 49th St was $12,389, up 5.1% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Ruston City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,389.00 (+5.07%)	$1,292,500 (-3.77%) Land $601,700 Building $690,800	$1,292,500 (-3.77%) Land $601,700 Building $690,800
2025	$11,791.00 (+0.54%)	$1,343,200 (+7.16%) Land $575,000 Building $768,200	$1,343,200 (+7.16%) Land $575,000 Building $768,200
2024	$11,728.00 (-0.4%)	$1,253,400 (-7.52%) Land $481,400 Building $772,000	$1,253,400 (-7.52%) Land $481,400 Building $772,000
2023	$11,775.00	$1,355,300 Land $560,000 Building $795,300	$1,355,300 Land $560,000 Building $795,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5221 N 49th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5221 N 49th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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