5221 J I Bruce Dr, Temple, TX 76502 Property Records

Bell County property record for 5221 J I Bruce Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,409 sqft · built 2000
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,296 (2023)
Deeds & Mortgages	Oct 2017 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0129430069`

Property Details

APN / Parcel Number

Primary APN	`0129430069`
Alternative APNs	`171513` `823092`

Interior

Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	1,409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Canopy	98 sqft

Location & Zoning

Account Number	823092
Street Address	5221 J I BRUCE DR
City	TEMPLE
State	TX
Zip	76502-7379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE COMMONS OF WATERFORD PARK, BLOCK 001, LOT 0024, LIFE ESTATE LIFE ESTATE
Legal Subdivision	THE COMMONS OF WATERFORD PARK
Legal Block	1
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2005
Census Tract	21301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	5221 J I BRUCE DR, TEMPLE, TX 76502-7379
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2017	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 30, 2017
Deed Sale	Jan 30, 2017
Prior Sale	Jan 30, 2017
Deed Document Number	0000003842
Last Transfer Date	Oct 16, 2017
Transfer Doc	0000043289
Record Updated	Jun 7, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Oct 16, 2017
Property Address	5221 J I BRUCE DR, TEMPLE, TX 76502-7379
Document Number	0000043289
Instrument Date	Oct 11, 2017
Instrument	43289
Transaction Type	Transfer
Record Updated	Nov 8, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4074 E BIG ELM RD TROY TX 765793321, TROY, TX 76579-3321

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 30, 2017
Property Address	5221 J I BRUCE DR, TEMPLE, TX 76502-7379
Document Number	0000003842
Map Reference	CAB A SL72-A
Instrument Date	Jan 24, 2017
Instrument	2017-00003842
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 J I BRUCE DR, TEMPLE, TX 76502-7379

Mortgage

Document Number	0000003843
Date	Jan 30, 2017
Instrument	2017-00003843

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000003843
Date	Jan 30, 2017
Instrument	2017-00003843

Lender

Name	EXTRACO BANKS NA
Type	Bank
Address	TEMPLE, TX 76501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,296.00 (-30.73%) Homeowner's exemption Senior Citizen's exemption	$259,685 Land $32,000 Building $227,685	$259,685 Land $32,000 Building $227,685
2022	$1,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, T-Mobile, Verizon.

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