5221 Elbert Way, Sacramento, CA 95842 Property Records

Sacramento County property record for 5221 Elbert Way, Sacramento, CA 95842

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Nov 2021)
Tax Bill	$5,828 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`220-0226-017-0000`

Property Details

APN / Parcel Number

Primary APN	`220-0226-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	1,744 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5221 ELBERT WAY
City	SACRAMENTO
State	CA
Zip	95842-2832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FOOTHILL FARMS 05, LOT 174
Legal Subdivision	FOOTHILL FARMS 05
Legal Lot Number	174
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1018
Census Tract	7415

Owner

Source: Sacramento County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5221 ELBERT WAY, SACRAMENTO, CA 95842-2832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 1, 2021	Intrafamily Transfer, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Oct 31, 2019	Grant Deed, Transfer · FHA Mortgage HOMEOWNERS FIN'L GRP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Mar 1, 2021
Deed Document Number	20211451
Deed Book / Page	20211122 / 1451
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	3010000000096
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2021
Property Address	5221 ELBERT WAY, SACRAMENTO, CA 95842-2832
Document Number	2021112201451
Map Reference	MB 58 MAP 26
Instrument Date	Nov 15, 2021
Instrument	2021112201451
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5221 ELBERT WAY, SACRAMENTO, CA 95842-2832

Mortgage

Document Number	2021112201452
Date	Nov 22, 2021
Instrument	2021112201452

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 1, 2021
Property Address	5221 ELBERT WAY, SACRAMENTO, CA 95842-2832
Document Number	0000000096
Map Reference	MB 58 PG 26
Instrument Date	Feb 22, 2021
Instrument	202103010096
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5221 ELBERT WAY, SACRAMENTO, CA 95842-2832

Mortgage

Document Number	0000000097
Date	Mar 1, 2021
Instrument	202103010097

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2019
Property Address	5221 ELBERT WAY, SACRAMENTO, CA 95842-2832
Document Number	1910311621
Instrument Date	Oct 29, 2019
Instrument	1910311621
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$391.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5221 ELBERT WAY SACRAMENTO CA 958422832, SACRAMENTO, CA 95842-2832

Mortgage

Document Number	1910311622
Date	Oct 31, 2019
Instrument	1910311622

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Mortgage

Document Number	1910311623,
Date	Oct 31, 2019
Instrument	1910311623

Lender

Name	HOMEOWNERS FIN'L GRP USA
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,329 (+2%) Land $86,593 Building $416,736
2025	$5,828.00 (+5.08%)	$493,461 (+4.04%) Land $84,896 Building $408,565
2024	$5,546.00 (-0.7%)
2023	$5,585.00 (+6.28%)	$474,300 Land $81,600 Building $392,700
2022	$5,255.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - LINCOLN OAKS private · serves 48,105 people · EPA ID CA3410013
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, T-Mobile, Verizon.

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