5221 Dunewood Dr, Florence, OR 97439 Property Records

Lane County property record for 5221 Dunewood Dr, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 2016
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,000 (Aug 2020)
Tax Bill	$3,404 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-10-10-09600-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-10-10-09600-000`
Alternative APN	`1829561`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,778 sqft Finished Area
1st Floor Area	1,778 sqft

Exterior

Year Built	Built 2016
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	700 sqft
Driveway	Driveway
Driveway Area	1,232 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1829561
Street Address	5221 DUNEWOOD DR
City	FLORENCE
State	OR
Zip	97439-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-SUBURBAN RES DISTRI
Legal Description	LOT:94 SUBD:THE RESERVE AT HECETA LAKE PHASE 2 SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	10
Legal Quarter	NE
Legal Subdivision	THE RESERVE AT HECETA LAKE PHASE 2
Legal Lot Number	94
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1016
Census Tract	706

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5221 DUNEWOOD DR, FLORENCE, OR 97439-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Aug 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 13, 2017	Warranty Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	2020-045540
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Aug 18, 2020
Property Address	5221 DUNEWOOD DR, FLORENCE, OR 97439-8810
Document Number	0000045540
Instrument Date	Aug 14, 2020
Instrument	45540
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$422.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 DUNEWOOD DR FLORENCE OR 974398810, FLORENCE, OR 97439-8810

Mortgage

Document Number	45541
Date	Aug 18, 2020
Instrument	45541

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	5221 DUNEWOOD DR, FLORENCE, OR 97439-8810
Document Number	0000042846
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 DUNEWOOD DR FLORENCE OR 974398810, FLORENCE, OR 97439-8810

Mortgage

Document Number	0000042846
Date	Sep 12, 2018
Instrument	42846

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Sep 13, 2017
Property Address	5221 DUNEWOOD DR, FLORENCE, OR 97439-8810
Document Number	0000045434
Instrument Date	Jul 21, 2017
Instrument	45434
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 DUNEWOOD DR FLORENCE OR 974398810, FLORENCE, OR 97439-8810

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,404.00 (-3.57%) Veteran's exemption	$340,052 (+6.09%)	$586,827 (-4.92%) Land $102,233 Building $484,594
2023	$3,530.00 (+4.47%)	$320,533 (+3%)	$617,211 (+12.09%) Land $91,485 Building $525,726
2022	$3,379.00	$311,198	$550,646 Land $88,998 Building $461,648

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	107 units insured incl. 88 condo units
Nearby Flood Claims	2 (1983–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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