5221 Clover Mist Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 5221 Clover Mist Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 2005
Lot Size	0.222 acres (9,664 sqft)
Owner	2 Trust Names on File
Last Sale	$219,000 (Mar 2018)
Tax Bill	$6,661 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`054234-0568`

Property Details

APN / Parcel Number

Primary APN	`054234-0568`
Alternative APN	`U32311972XB00001000090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,062 sqft Living Area
Gross Area	2,729 sqft
1st Floor Area	2,062 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,664 sqft (0.222 acres)
Lot Dimensions	136 ft deep x 64.9 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542340568
Street Address	5221 CLOVER MIST DR
City	APOLLO BEACH
State	FL
Zip	33572-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BRAEMAR LOT 9 BLOCK B1
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	BRAEMAR
Legal Tract	72X
Legal Block	B1
Legal Lot Number	9
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2058
Census Tract	14121

Owner

5221 Clover Mist Dr is owner-occupied and held in a trust since March 2018.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5221 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Aug 27, 2008 · Amount on File
Deed Document Number	2018107955
Deed Book / Page	25630 / 1898
Prior Transfer Date	May 19, 2008
Prior Transfer Doc	0000200994
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 19, 2018
Property Address	5221 CLOVER MIST DR, APOLLO BEACH, FL 33572-3420
Document Number	0256301898
Book / Page	025630 / 001898
Instrument Date	Mar 16, 2018
Instrument	107955
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,533.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5221 CLOVER MIST DR APOLLO BEACH FL 335723420, APOLLO BEACH, FL 33572-3420

Mortgage

Document Number	256301900
Date	Mar 19, 2018
Book Page	025630/001900
Instrument	107956

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5221 Clover Mist Dr was $6,661.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,772 (-5.86%) Land $103,564 Building $209,208	$312,772 (-5.86%) Land $103,564 Building $209,208
2025	$6,661.00	$332,255 Land $103,564 Building $228,691	$332,255 Land $103,564 Building $228,691
2023	$5,584.00 (+7.99%)	$313,964 (+3.08%) Land $94,149 Building $219,815	$313,964 (+3.08%) Land $94,149 Building $219,815
2022	$5,171.00	$304,596 Land $75,319 Building $229,277	$304,596 Land $75,319 Building $229,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5221 Clover Mist Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5221 Clover Mist Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20