5221 Armina Pl, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 5221 Armina Pl, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,623 sqft · built 2020
Lot Size	0.119 acres (5,170 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2026)
Tax Bill	$6,173 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1311-700-0201-000-6`

Property Details

APN / Parcel Number

Primary APN	`1311-700-0201-000-6`
Alternative APN	`168417`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	1,623 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	5,170 sqft (0.119 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	168417
Street Address	5221 ARMINA PL
City	FORT PIERCE
State	FL
Zip	34951-4454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WATERSTONE PHASE ONE (PB 52-35) BLK 3 LOT 57
Legal Range	39E
Legal Township	34S
Legal Section	11
Legal Subdivision	WATERSTONE PHASE ONE
Legal Block	3
Legal Lot Number	57
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1006
Census Tract	381105

Owner

5221 Armina Pl is owned and occupied by two individuals who bought it in September 2026.

Source: St. Lucie County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5221 ARMINA PL, FORT PIERCE, FL 34951-4454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
Nov 4, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 2, 2020	Deed of Trust, Mortgage · Line of Credit WILMINGTON TRUST NA (CT)
Dec 20, 2019	Warranty Deed, Transfer · Construction Mortgage WATERSTONE HOLDING INVS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	20265671035
Deed Book / Page	5533 / 665
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0043612169
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Sep 18, 2026
Property Address	5221 ARMINA PL, FORT PIERCE, FL 34951-4454
Document Number	0005671035
Book / Page	5533 / 665
Instrument Date	Sep 16, 2026
Instrument	20265671035
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	TRULY TITLE INC, TRULY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 ARMINA PL, FORT PIERCE, FL 34951-4454

Mortgage

Document Number	0005671036,
Date	Sep 18, 2026
Instrument	20265671036

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

November 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Nov 4, 2020
Property Address	5221 ARMINA PL, FORT PIERCE, FL 34951-4454
Document Number	0045031052
Book / Page	4503 / 1052
Map Reference	MB 52 PG 35
Instrument Date	Oct 28, 2020
Instrument	4776614
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	EASTERN NATL TTL AGCY FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 QUANTUM BLVD, 3601, BOYNTON BEACH, FL 33426-8638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5221 ARMINA PL, FORT PIERCE, FL 34951-4454

Mortgage

Document Number	0045031054
Date	Nov 4, 2020
Instrument	4503/1054

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5221 ARMINA PL, FORT PIERCE, FL 34951-4454
Document Number	0044102793
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0044102793
Date	Apr 21, 2020
Book Page	004410/002793
Instrument	4700484

Lender

Name	WILMINGTON TRUST NA (CT)
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Apr 20, 2022

Interest

Rate Type	Adjustable Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Dec 20, 2019
Property Address	5221 ARMINA PL, FORT PIERCE, FL 34951-4454
Document Number	0043612169
Book / Page	004361 / 002169
Instrument Date	Dec 18, 2019
Instrument	4655315
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,993.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3601 QUANTUM BLVD BOYNTON BEACH FL 334268638, BOYNTON BEACH, FL 33426-8638

Mortgage

Document Number	43612176
Date	Dec 20, 2019
Book Page	004361/002176
Instrument	4655317

Lender

Name	WATERSTONE HOLDING INVS LLC
Address	1400 E OAKLAND PARK BLVD # 103, OAKLAND PARK, FL 33334-4400

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 19, 2020

Interest

Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 5221 Armina Pl was $6,173, up 3.4% from the year before.

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,173.00 (+3.4%)	$228,368	$281,700 Land $90,500 Building $191,200
2024	$5,970.00 (+1.43%)
2023	$5,886.00 (+3.52%) Additional exemption filed	$271,200 (+29.64%) Land $74,600 Building $196,600	$271,200 (+13.81%) Land $74,600 Building $196,600
2022	$5,686.00 Homeowner's exemption	$209,193	$238,300 Land $59,700 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5221 Armina Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5221 Armina Pl is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people · EPA ID FL4561689
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

Nearby Properties on Armina Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures