St. Joseph County property record for 52209 Surrey Trce, Granger, IN 46530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,202 sqft · built 1981 |
| Lot Size | 0.284 acres (12,376 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,120 (Apr 2022) |
| Tax Bill | $3,878 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-04-20-201-020.000-003 |
| Primary APN | 71-04-20-201-020.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 2,732 sqft |
| 1st Floor Area | 3,266 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 1,064 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 12,376 sqft (0.284 acres) |
| Lot Dimensions | 119 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 1,063 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 52209 SURREY TRCE |
|---|---|
| City | GRANGER |
| State | IN |
| Zip | 46530-9264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 FARMINGTON SQUARE UNIT NO 2 |
| Legal Subdivision | FARMINGTON SQUARE |
| Legal Lot Number | 39 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11305 |
Source: St. Joseph County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 52209 SURREY TRCE, GRANGER, IN 46530-9264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage LAKE CITY BANK |
| Sep 26, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage LAKE CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Sep 26, 2018 · Amount on Record |
| Deed Document Number | 202212587 |
| Prior Transfer Date | Apr 22, 2022 |
| Prior Transfer Doc | 0000012587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Apr 29, 2022 |
| Property Address | 52209 SURREY TRCE, GRANGER, IN 46530-9264 |
| Document Number | 0002212587 |
| Map Reference | PB 29 PG F |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2212587 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52209 SURREY TRCE, GRANGER, IN 46530-9264 |
| Document Number | 0002212588 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2212588 |
| Name | LAKE CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.5% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Recording Date | Sep 26, 2018 |
| Property Address | 52209 SURREY TRCE, GRANGER, IN 46530-9264 |
| Document Number | 1824869 |
| Map Reference | PB 29 PG F |
| Instrument Date | Sep 20, 2018 |
| Instrument | 1824869 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52209 SURREY TRCE, GRANGER, IN 46530-9264 |
| Document Number | 1824870 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 1824870 |
| Name | LAKE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Clay Township |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $379,600 (+31.94%) Land $57,800 Building $321,800 | $379,600 (+31.94%) Land $57,800 Building $321,800 | |
| 2024 | $3,878.00 (+24.81%) | ||
| 2023 | $3,107.00 (-8.08%) | $287,700 (-) Land $57,800 Building $229,900 | $287,700 (-) Land $57,800 Building $229,900 |
| 2022 | $3,380.00 Homeowner's exemption | $287,700 Land $57,800 Building $229,900 | $287,700 Land $57,800 Building $229,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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