5220 W Brooks Rd, Merced, CA 95341 Property Records

Merced County property record for 5220 W Brooks Rd, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,318 sqft · built 2006
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Feb 2021)
Tax Bill	$5,285 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Construction Loan + 1 more
Flood Zone	Zone A (high risk)
APN	`215-130-022-000`

Property Details

APN / Parcel Number

Primary APN	`215-130-022-000`
Alternative APN	`215-130-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
1st Floor Area	2,318 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	139,392 sqft
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Patio Area	405 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	215-130-022
Street Address	5220 W BROOKS RD
City	MERCED
State	CA
Zip	95341-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ADJUSTED PARCEL 1 GRO #1 POR LOT 2 SEC) 30/7/13
Legal Subdivision	1 GROGANS MERCED
Legal Tract	1
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1002
Census Tract	901

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5220 W BROOKS RD, MERCED, CA 95341-8736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2023	Deed of Trust, Mortgage · Construction Mortgage KEVIN CARTER
Feb 24, 2021	Grant Deed, Transfer · Commercial Mortgage YOSEMITE FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	20218643
Prior Transfer Date	Dec 1, 2020
Prior Transfer Doc	0000047623
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5220 W BROOKS RD, MERCED, CA 95341-8736
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 W BROOKS RD, MERCED, CA 95341-8736

Mortgage

Document Number	0000035450
Date	Dec 12, 2025
Instrument	2025035450

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	5220 W BROOKS RD, MERCED, CA 95341-8736
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 W BROOKS RD, MERCED, CA 95341-8736

Mortgage

Document Number	0000025617
Date	Oct 26, 2023
Instrument	2023025617

Lender

Name	KEVIN CARTER
Type	Private Party
Address	3313 G ST STE B, MERCED, CA 95340

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 24, 2021
Property Address	5220 W BROOKS RD, MERCED, CA 95341-8736
Document Number	0000008643
Map Reference	VOL 5 PG 19
Instrument Date	Jan 4, 2021
Instrument	2021008643
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5504 APHELE COURT, DUBLIN, CA 94568

Mortgage

Document Number	0000008644
Date	Feb 24, 2021
Instrument	2021008644

Lender

Name	YOSEMITE FARM CREDIT ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,980 (+2%) Land $6,647 Building $483,333
2025	$5,285.00 (+1.97%) Homeowner's exemption	$480,373 (+4.04%) Land $6,517 Building $473,856
2024	$5,183.00 (+3.95%)
2023	$4,986.00 (+1.26%) Homeowner's exemption	$461,721 Land $6,265 Building $455,456
2022	$4,924.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 163 policies
Nearby Flood Policies	163 in force
Nearby Flood Claims	12 (1998–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims Severe Winter Storms And Flooding, Mar 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies, Xfinity.

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