5220 Vista Trail Dr, Laredo, TX 78041 Property Records

Webb County property record for 5220 Vista Trail Dr, Laredo, TX 78041

Property Summary

Property TypeSingle Family Home
Details1,471 sqft · built 2025
Lot Size0.051 acres (2,202 sqft)
OwnerIndividual Name on File
Last Sale$243,452 (Dec 2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (moderate risk)
APN974-33001-320

Property Details

APN / Parcel Number

Primary APN974-33001-320
Alternative APN
  • 823000

Interior

Stories2 Stories
Building Area1,471 sqft Living Area
Gross Area1,711 sqft
1st Floor Area615 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area2,202 sqft (0.051 acres)
Garage TypeAttached
Garage Area240 sqft
PorchOpen Porch

Location & Zoning

Street Address5220 VISTA TRAIL DR
CityLAREDO
StateTX
Zip78041-2557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESCONDIDO TWIN HOMES SUBD. (PUD) BLK 1 LOT 32
Legal SubdivisionESCONDIDO TWIN HOMES SUBD. (PUD)
Legal Block1
Legal Lot Number32
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group1
Census Block1020
Census Tract1714

Owner

5220 Vista Trail Dr is owned and occupied by an individual who bought it in December 2025.

Source: Webb County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address5220 VISTA TRAIL DR, LAREDO, TX 78041-2557
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2025 · Amount on File
Deed SaleDec 16, 2025 · Amount on File
Deed Document Number20251575286
Deed Book / Page5955 / 601
Record UpdatedOct 29, 2026

December 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateDec 16, 2025
Property Address5220 VISTA TRAIL DR, LAREDO, TX 78041-2557
Document Number005955/601
Book / Page5955 / 601
Map ReferenceVOL 43 PG 44
Instrument DateDec 10, 2025
Instrument1575286
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 VISTA TRAIL DR, LAREDO, TX 78041-2557

Mortgage

Document Number0001575287
DateDec 16, 2025
Instrument1575287
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$201,887 (+915.37%) Land $19,883 Building $182,004$201,887 (+915.37%) Land $19,883 Building $182,004
2025$19,883 Land $19,883$19,883 Land $19,883

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5220 Vista Trail Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 Vista Trail Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAREDO
serves 260,046 people · EPA ID TX2400001
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Smartcom Telephone.

Nearby Properties on Vista Trail Dr

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