Virginia Beach City property record for 5220 Tern Rd, Virginia Beach, VA 23455
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,804 sqft · built 1973 |
| Lot Size | 0.461 acres (20,078 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,706 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Jun 2020 Mortgage |
| APN | 1469-77-4820 |
| Primary APN | 1469-77-4820 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,310 sqft |
| 1st Floor Area | 1,804 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,078 sqft (0.461 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Old Parcel Number | 1469-77-4820 |
|---|---|
| Street Address | 5220 TERN RD |
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23455-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | SHELTON PLAT BLK 2 PARCEL D RESUB |
| Legal Subdivision | SHELTON PLAT |
| Legal Block | 2 |
| Legal Lot Number | 00D00 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41200 |
5220 Tern Rd is owned by a company that acquired it in October 2021.
Source: Virginia Beach City records, as of March 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5220 TERN RD, VIRGINIA BEACH, VA 23455-2530 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Intrafamily Transfer, Transfer |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2021 |
| Transfer Doc | 0000005670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Oct 29, 2021 |
| Property Address | 5220 TERN RD, VIRGINIA BEACH, VA 23455-2530 |
| Document Number | 0000005670 |
| Map Reference | MB 89 PG 3 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 202103085670 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5220 TERN RD, VIRGINIA BEACH, VA 23455-2530 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 5220 TERN RD, VIRGINIA BEACH, VA 23455-2530 |
| Document Number | 0000960270 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5220 TERN RD VIRGINIA BEACH VA 234552530, VIRGINIA BEACH, VA 23455-2530 |
| Document Number | 0000960270 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 960270 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5220 Tern Rd was $3,706, up 5.3% from the year before.
Source: Virginia Beach City assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,706.00 (+5.28%) | $382,100 Land $168,000 Building $214,100 | $382,100 Land $168,000 Building $214,100 |
| 2024 | $3,520.00 (-3.3%) | ||
| 2023 | $3,640.00 | $367,700 Land $156,400 Building $211,300 | $367,700 Land $156,400 Building $211,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 5220 Tern Rd; there have been 14 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 52 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 84 units insured incl. 32 condo units |
| Nearby Flood Claims | 14 (1998–2016) |
| Claims Outside the SFHA | 12 of 14 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5220 Tern Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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