5220 Sunset Ave, Panama City, FL 32408 Property Records

Bay County property record for 5220 Sunset Ave, Panama City, FL 32408

Property Summary

Property Type	Vacant Land
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Oct 2016)
Tax Bill	$553 (2025)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone X (moderate risk)
APN	`31769-000-000`

Property Details

APN / Parcel Number

Primary APN	`31769-000-000`

Exterior

Lot Area	3,615 sqft (0.083 acres)
Lot Dimensions	46 ft deep x 79 ft wide

Location & Zoning

Street Address	5220 SUNSET AVE
City	PANAMA CITY
State	FL
Zip	32408-6649
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	BC17
Legal Description	BILTMORE BEACH LOT 1 BLK E ORB 3837 P 2202 MAP 70B2
Legal Range	15W
Legal Township	04S
Legal Section	16
Legal Subdivision	BILTMORE BEACH
Legal Block	E
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1016
Census Tract	2607

Owner

Source: Bay County records · APN 31769-000-000

Assessment roll updated January 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3909 SUNBEAM AVE, CHATTANOOGA, TN 37411-4513
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2016 · Amount on Record
Deed Sale	Oct 05, 2016 · Amount on Record
Prior Sale	May 20, 2005 · Amount on Record
Deed Document Number	201655290
Deed Book / Page	3837 / 2202
Last Transfer Date	Mar 27, 2026
Transfer Doc	0000022004
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Apr 14, 2026
Property Address	5220 SUNSET AVE, PANAMA CITY, FL 32408-6649
Document Number	0000022004
Book / Page	5023 / 1553
Instrument Date	Mar 27, 2026
Instrument	202622004
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 SUNBEAM AVE, CHATTANOOGA, TN 37411-4513

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00 (+11.27%)	$44,527 (+1%)	$45,583 (+12.61%) Land $45,583
2024	$497.00 (-47.96%)	$40,479 (-66.29%) Land $40,479	$40,479 (-66.29%) Land $40,479
2023	$955.00 (+51.83%)	$120,095 (+66.69%) Land $120,095	$120,095 (+66.69%) Land $120,095
2022	$629.00	$72,048 Land $72,048	$72,048 Land $72,048

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 311 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,268 units insured incl. 957 condo units
Nearby Flood Claims	254 (1978–2023)
Claims Outside the SFHA	161 of 254
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 46 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Opal, Oct 1995 · 130 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

Based on FCC filings for 512 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.