5220 Spring Farm Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 5220 Spring Farm Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,918 sqft · built 1964
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,701 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21W00401050000`

Property Details

APN / Parcel Number

Primary APN	`21W00401050000`
Alternative APNs	`W00401050000` `01030264`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,918 sqft Finished Area
Basement Area	2,160 sqft
Finished Basement	800 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	134 ft deep x 9,130 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01030264
Street Address	5220 SPRING FARM RD
City	PROSPECT
State	KY
Zip	40059-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-RESIDENTIAL SINGLE FAM
Legal Description	1.27 AC ( TR 2 PER 9130 X 134 )
Legal Subdivision	DOCKET 125-04 02
Legal Tract	2
Legal Lot Number	105
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	2
Census Block	2001
Census Tract	10313

Owner

5220 Spring Farm Rd is owned and occupied by two individuals who acquired it in October 2007.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2007
Deed Sale	Oct 31, 2007
Deed Document Number	DN2007175428
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657

Mortgage

Document Number	0000000474
Date	Jan 2, 2024
Book Page	M 18741/897
Instrument	2024000474

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 18, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657

Mortgage

Document Number	0000000473
Date	Jan 2, 2024
Book Page	M 18741/873
Instrument	2024000473

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Margin	3
Max Rate	13%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657

Mortgage

Document Number	0000189087
Date	Jul 30, 2021
Book Page	17545/72
Instrument	2021189087

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 SPRING FARM RD, PROSPECT, KY 40059-9657

Mortgage

Document Number	0000003120
Date	Jan 6, 2023
Book Page	M 18371/447
Instrument	2023003120

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	23 Months
Due	Dec 8, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 5220 Spring Farm Rd was $6,701.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,701.00	$600,520 Land $174,820 Building $425,700
2024			$600,520 (-) Land $174,820 Building $425,700
2023	$6,954.00 (-0.34%)	$600,520 (-) Land $174,820 Building $425,700	$600,520 (-) Land $174,820 Building $425,700
2022	$6,978.00	$600,520 Land $174,820 Building $425,700	$600,520 Land $174,820 Building $425,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5220 Spring Farm Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 Spring Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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