5220 Sophia Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 5220 Sophia Ln, Hernando, MS 38632

Property Summary

Property TypeVacant Land
Lot Size2.23 acres (97,139 sqft)
Owner2 Individual Names on Record
Last Sale$702,152 (Aug 2026)
Tax Bill$469 (2025)
Deeds & MortgagesAug 2026 Mortgage
Jan 2026 Line of Credit
APN3-07-9-32-03-0-00028-00

Property Details

APN / Parcel Number

Primary APN3-07-9-32-03-0-00028-00

Exterior

Lot Area97,139 sqft (2.23 acres)

Location & Zoning

Street Address5220 SOPHIA LN
CityHERNANDO
StateMS
Zip38632-1595
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeA-R
Legal DescriptionHUNTINGTON ESTATES PH 2 LOT 28
Legal Range007
Legal Township03S
Legal Section32
Legal SubdivisionHUNTINGTON ESTATES PH 2
Legal Phase2
Legal Lot Number28
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2038
Census Tract71002

Owner

Source: DeSoto County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5220 SOPHIA LN, HERNANDO, MS 38632-1595
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
COMMUNITY MORTGAGE CORPORATION
Jan 13, 2026Warranty Deed, Transfer · Line of Credit
BANKPLUS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2026 · Amount on Record
Deed SaleAug 17, 2026 · Amount on Record
Prior SaleJan 13, 2026 · Amount on Record
Deed Document Number2026
Deed Book / Page1026 / 14838
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 17, 2026
Property Address5220 SOPHIA LN, HERNANDO, MS 38632-1595
Document Number1026014838
Book / Page1026 / 14838
Instrument DateAug 14, 2026
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 SOPHIA LN, HERNANDO, MS 38632-1595

Mortgage

Document Number5663093315,
DateAug 17, 2026
Book Page5663/93315
Lender
NameCOMMUNITY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJan 13, 2026
Property Address5220 SOPHIA LN, HERNANDO, MS 38632-1595
Document Number001026/686
Book / Page1026 / 686
Map ReferenceMB 151 PG 49
Instrument DateJan 13, 2026
Transaction TypeTransfer
Record UpdatedJan 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14505 FAIRVIEW RD, BYHALIA, MS 38611-8969

Transferred To (Grantee/Buyer)

NameVerified Name
Address699 HIGHWAY 178, OLIVE BRANCH, MS 38654

Mortgage

Document Number0056634167
DateJan 13, 2026
Instrument5663/4167
Lender
NameBANKPLUS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 5, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$469.00$5,625 Land $5,625$37,500 Land $37,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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