5220 S Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 5220 S Hemlock Rd, Hemlock, MI 48626

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1930
Lot Size40 acres (1,742,400 sqft)
OwnerIndividual Name on Record
Last Sale$76,000 (Apr 1988)
Tax Bill$2,956 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15-11-2-21-1001-000

Property Details

APN / Parcel Number

Primary APN15-11-2-21-1001-000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Lot Area1,742,400 sqft (40 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area659 sqft
Deck AreaDeck Area
Patio Area72 sqft
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5220 S HEMLOCK RD
CityHEMLOCK
StateMI
Zip48626-9768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNE 1/4 NE 1/4 - 40 ACRES SEC 21 T11N R2E
Legal Range02E
Legal Township11N
Legal Section21
JurisdictionSAGINAW MI
Township / Civil DivisionFREMONT
Census Block Group2
Census Block2022
Census Tract12300

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16595 OHARA RD, HEMLOCK, MI 48626-9612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 1988 · Amount on Record
Deed SaleApr 21, 1988 · Amount on Record
Deed Book / Page1722 / 916
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address5220 S HEMLOCK RD, HEMLOCK, MI 48626-9768
Document Number0000019625
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address16595 OHARA RD HEMLOCK MI 486269612, HEMLOCK, MI 48626-9612

Mortgage

Document Number0000019625
DateJul 17, 2018
Instrument19625
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
AmountAmount Recorded
Term360 Months
DueJul 16, 2048

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionFremont Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$177,700 (+18.62%)$355,400 (+18.62%)
2025$2,956.00 (+23.27%) Homeowner's exemption
2023$149,800$299,600
2022$2,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LakeNet
Fiber
1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Hemlock Rd

Nearby Streets

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