Winnebago County property record for 5220 River St, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 832 sqft |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,195 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-33-353-007 |
| Primary APN | 04-33-353-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 832 sqft Living Area |
| Basement Area | 760 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 50,094 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 5220 RIVER ST |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | E PT LOT 45 (EXC ELY TRI TR TO STATE)& (EXC SWLY TR TO KUYKENDAL BY 78-07-1903) & (EXC N 5.16 A TO MAURER BY 80-10-0099) PT SW FRL 1/4 SEC SEC: 33 TWP: |
| Legal Tract | TO |
| Legal Block | 33 |
| Legal Lot Number | 45 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 3904 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5220 RIVER ST, ROSCOE, IL 61073-9490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit STILLMAN BANCCORP NATIONAL ASSOCIATION |
| May 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 14, 2020 |
| Transfer Doc | 0000013158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 2, 2026 |
| Property Address | 5220 RIVER ST, ROSCOE, IL 61073-9490 |
| Document Number | 0000016898 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202616898 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5220 RIVER ST, ROSCOE, IL 61073-9490 |
| Document Number | 0000016898, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202616898 |
| Name | STILLMAN BANCCORP NATIONAL ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 24, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.53% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | May 21, 2020 |
| Property Address | 5220 RIVER ST, ROSCOE, IL 61073-9490 |
| Document Number | 0001013158 |
| Instrument Date | May 14, 2020 |
| Instrument | 1013158 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5220 RIVER ST ROSCOE IL 610739490, ROSCOE, IL 61073-9490 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,195.00 | $49,557 (+33.46%) Land $11,545 Building $38,012 | $148,671 (+33.46%) Land $34,635 Building $114,036 |
| 2022 | Homeowner's exemption | $37,132 Land $8,650 Building $28,482 | $111,396 Land $25,950 Building $85,446 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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