5220 River Rd, Waunakee, WI 53597 Property Records

Dane County property record for 5220 River Rd, Waunakee, WI 53597

Property Summary

Property Type	Single Family Home
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jan 2022)
Tax Bill	$7,785 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0809-232-8850-2`

Property Details

APN / Parcel Number

Primary APN	`0809-232-8850-2`

Exterior

Lot Area	102,802 sqft (2.36 acres)

Location & Zoning

Street Address	5220 RIVER RD
City	WAUNAKEE
State	WI
Zip	53597-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ETZ
Legal Description	LOT 1 CSM 997 CS4/264&265-11/24/72 DESCR AS SEC 23-8-9 PRT SE1/4 NW1/4 NW1/4
Legal Range	09E
Legal Township	08N
Legal Section	23
Legal Subdivision	CERTIFIED SURV MAP 997
Legal Block	88
Legal Lot Number	1
Jurisdiction	DANE WI
Township / Civil Division	WESTPORT
Census Block Group	2
Census Block	2042
Census Tract	11201

Owner

Source: Dane County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5220 RIVER RD, WAUNAKEE, WI 53597-9524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit JOHNSON BANK
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE CORP
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Jan 6, 2022	Warranty Deed, Transfer
Mar 9, 2017	Quit Claim Deed, Transfer · Conventional with PMI UNIVERSITY/WI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	20225803422
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0005311114
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	5220 RIVER RD, WAUNAKEE, WI 53597-9524
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006055323
Date	Oct 6, 2025
Instrument	6055323

Lender

Name	JOHNSON BANK
Type	Bank
Address	MADISON, WI 53703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	5220 RIVER RD, WAUNAKEE, WI 53597-9524
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005803423
Date	Jan 6, 2022
Instrument	5803423

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	5220 RIVER RD, WAUNAKEE, WI 53597-9524
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005630020
Date	Aug 27, 2020
Instrument	5630020

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Jan 6, 2022
Property Address	5220 RIVER RD, WAUNAKEE, WI 53597-9524
Document Number	0005803422
Map Reference	MB 4 PG 264-265
Instrument Date	Jan 3, 2022
Instrument	5803422
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 RIVER RD, WAUNAKEE, WI 53597-9524

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Mar 9, 2017
Property Address	5220 RIVER RD, WAUNAKEE, WI 53597-9524
Document Number	0005311114
Instrument Date	Mar 3, 2017
Instrument	5311114
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.30
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 RIVER RD WAUNAKEE WI 535979524, WAUNAKEE, WI 53597-9524

Mortgage

Document Number	5311115
Date	Mar 9, 2017
Instrument	5311115

Lender

Name	UNIVERSITY/WI CU
Type	Credit Union
Address	MADISON, WI 53744-4963

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2037

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
County Subdivision	Westport Town
Unified School District	Waunakee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,785.00 (-7.31%)	$604,000 (+36.22%) Land $203,000 Building $401,000	$616,600 (-0.55%)
2023		$443,400 Land $148,200 Building $295,200	$620,000
2022	$8,399.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE POINTE APTS - WELL 1 5320-5326 private · serves 60 people · EPA ID WI1132499
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

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