5220 Old Mill Cir, Pelham, AL 35124 Property Records

Shelby County property record for 5220 Old Mill Cir, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,507 sqft · built 1985
Lot Size	0.496 acres (21,621 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Aug 2005)
Tax Bill	$1,636 (2026)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105220002043020`

Property Details

APN / Parcel Number

Primary APN	`105220002043020`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,507 sqft Heated Area
1st Floor Area	1,292 sqft
Upper Floors Area	823 sqft
Basement Area	616 sqft
Finished Basement	560 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,621 sqft (0.496 acres)
Lot Dimensions	158 ft deep x 136 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5220 OLD MILL CIR
City	PELHAM
State	AL
Zip	35124-3696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 22 19S 02W NBRHD: 15 OLD MILL TRACE R-2
Legal Range	02W
Legal Township	19S
Legal Section	22
Legal Subdivision	OLD MILL TRACE 2ND SECTOR
Legal Lot Number	20
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	2
Census Block	2020
Census Tract	30305

Owner

5220 Old Mill Cir is owned and occupied by two individuals who bought it in August 2005.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5220 OLD MILL CIR, PELHAM, AL 35124-3696
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2005 · Amount on File
Deed Sale	Aug 5, 2005 · Amount on File
Prior Sale	Dec 2, 1999 · Amount on File
Deed Document Number	2005399270
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	5220 OLD MILL CIR, PELHAM, AL 35124-3696
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217560
Date	May 3, 2021
Instrument	20210503000217560

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 5220 Old Mill Cir was $1,636 with a homeowner's exemption, down 0.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,636.00 (-0.67%) Homeowner's exemption
2025	$1,647.00	$37,440	$374,300 Land $90,000 Building $284,300
2023	$1,455.00	$34,020	$340,100 Land $90,000 Building $250,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5220 Old Mill Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2014–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2021 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 Old Mill Cir is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20