5220 Old Brown Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5220 Old Brown Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,661 sqft · built 2010
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,797 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-8653-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-8653-1`
Alternative APN	`16-3N-24-0000-0056-0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,661 sqft Heated Area
Gross Area	5,117 sqft
1st Floor Area	2,837 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	62,726 sqft (1.44 acres)
Garage Type	Finished
Garage Area	515 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	701 sqft
Patio Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5220 OLD BROWN RD
City	BAKER
State	FL
Zip	32531-9351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR OF SE/14 OF SE1/4 S 420 FT TO S R/W OLD BROWN RD & POB W 210 FT NW 210 FT E 210 FT TO R/W SE ALG R/W 210 FT TO POB
Legal Range	24
Legal Township	03N
Legal Section	16
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2016
Census Tract	20101

Owner

Source: Okaloosa County records · APN C56-000-598-8653-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5220 OLD BROWN RD, BAKER, FL 32531-9351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2020
Deed Sale	May 04, 2020
Deed Document Number	3355856
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5220 OLD BROWN RD, BAKER, FL 32531-9351
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034631124
Date	May 21, 2020
Book Page	3463/1124
Instrument	3359471

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00 (+5.75%) Homeowner's exemption	$317,112 (+5.99%)	$550,277 (+4.48%) Land $16,639 Building $533,638
2023	$2,645.00 (+2.32%) Homeowner's exemption	$299,199 (+3%)	$526,701 (+8.57%) Land $14,136 Building $512,565
2022	$2,585.00 Homeowner's exemption	$290,484	$485,132 Land $13,212 Building $471,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910201012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1460472, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.