5220 Ocean Dr S, Brigantine, NJ 08203 Property Records

Atlantic County and Brigantine City property record for 5220 Ocean Dr S, Brigantine, NJ 08203

Property Summary

Property TypeSingle Family Home
Details1,996 sqft · built 1975
Lot Size0.231 acres (10,061 sqft)
Owner2 Individual Names on File
Last Sale$1,400,000 (May 2025)
Tax Bill$11,304 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2022 Line of Credit
+ 1 more
Flood ZoneZone AE (high risk)
APN03-04402-0000-00004

Property Details

APN / Parcel Number

Primary APN03-04402-0000-00004
Alternative APN
  • 03000SE500004

Interior

Stories2 Stories
Building Area1,996 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Lot Area10,061 sqft (0.231 acres)
Lot Dimensions110 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number03000SE500004
Street Address5220 OCEAN DR S
CityBRIGANTINE
StateNJ
Zip08203-1139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block4402
Legal Lot Number4
JurisdictionATLANTIC NJ
Township / Civil DivisionBRIGANTINE
Census Block Group1
Census Block1014
Census Tract10105

Owner

5220 Ocean Dr S is owned by two individuals who bought it in May 2025.

Source: Atlantic County and Brigantine City records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address118 SPRINGTON MEWS CIR, MEDIA, PA 19063-1070
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE, INC
Apr 7, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Dec 7, 2021Deed, Transfer · Conventional Mortgage
HIGHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2025 · Amount on File
Deed SaleMay 2, 2025 · Amount on File
Prior SaleJul 9, 2024 · Amount on File
Deed Document Number202516013
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Recording DateApr 8, 2026
Property Address5220 OCEAN DR S, BRIGANTINE, NJ 08203-1139
Document Number0000014680
Instrument DateMar 11, 2026
Instrument202614680
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNOBLE ABSTRACT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address118 SPRINGTON MEWS CIR, MEDIA, PA 19063-1070

Mortgage

Document Number0000014680,
DateApr 8, 2026
Instrument202614680
Lender
NameGUARANTEED RATE, INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.09%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address5220 OCEAN DR S, BRIGANTINE, NJ 08203-1139
Transaction TypeMortgage
Record UpdatedMay 25, 2022
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016318
DateApr 7, 2022
Instrument2022016318
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueJan 11, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionATLANTIC NJ
Recording DateDec 7, 2021
Property Address5220 OCEAN DR S, BRIGANTINE, NJ 08203-1139
Document Number0000071793
Instrument DateOct 19, 2021
Instrument2021071793
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanySURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,438.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5220 OCEAN DR, 5220, DEEPWATER, NJ 08023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 OCEAN DR S, BRIGANTINE, NJ 08203-1139

Mortgage

Document Number0000071794
DateDec 7, 2021
Instrument2021071794
Lender
NameHIGHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueNov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5220 Ocean Dr S was $11,304, up 23.7% from the year before.

Source: Atlantic County and Brigantine City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
MunicipalityBrigantine City
Unified School DistrictBrigantine City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$578,800 (-) Land $288,000 Building $290,800$578,800 (-) Land $288,000 Building $290,800
2025$11,304.00 (+23.66%)$578,800 Land $288,000 Building $290,800$578,800 Land $288,000 Building $290,800
2024$9,141.00
2023$486,200 Land $288,000 Building $198,200$486,200 Land $288,000 Building $198,200
2022$8,445.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5220 Ocean Dr S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 333 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 173 condo units
Nearby Flood Claims174 (1984–2018)
Claims Outside the SFHA2 of 174
Most Recent ClaimSep 2018
Claims by Event
  • Hurricane Sandy, Nov 2012 · 127 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims
  • Coastal Storms & Flooding, Mar 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 Ocean Dr S is moderate, ranking above 44% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 63% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRIGANTINE WATER DEPARTMENT
serves 14,450 people · EPA ID NJ0103001
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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