5220 Madison St, Gary (Merrillville), IN 46410 Property Records

Lake County property record for 5220 Madison St, Gary, IN 46410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,030 sqft · built 1965
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2023)
Tax Bill	$2,845 (2024)
Deeds & Mortgages	May 2024 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0578-0014`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0578-0014`
Alternative APNs	`45-08-33-454-027.000-004` `254605780014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	3,030 sqft Living Area
Gross Area	3,995 sqft
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Finished Basement	600 sqft
Unfinished Basement	615 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5220 MADISON ST
City	MERRILLVILLE
State	IN
Zip	46410-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWDALE 2ND SUB. L.14 BL.2
Legal Subdivision	MEADOWDALE 2ND SUB
Legal Block	2
Legal Lot Number	14
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1025
Census Tract	12500

Owner

5220 Madison St is owned and occupied by an individual who bought it in October 2023.

Source: Lake County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5220 MADISON ST, MERRILLVILLE, IN 46410-1451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION
Oct 24, 2023	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Jul 28, 2022	Affidavit of Death of Joint Tenant, Transfer
Aug 9, 2022	Re-recorded Document
Aug 9, 2022	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on File
Deed Sale	Oct 24, 2023 · Amount on File
Deed Document Number	2023535035
Prior Transfer Date	Aug 2, 2022
Prior Transfer Doc	0000025430
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	5220 MADISON ST, GARY, IN 46410-1451
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 MADISON ST, GARY, IN 46410-1451

Mortgage

Document Number	0000013949
Date	May 2, 2024
Instrument	2024-513949

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Nov 1, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	5220 MADISON ST, GARY, IN 46410-1451
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035659
Date	Oct 30, 2023
Instrument	2023-535659

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 24, 2023
Property Address	5220 MADISON ST, GARY, IN 46410-1451
Document Number	0000035035
Map Reference	MB 31 PG 62
Instrument Date	Oct 23, 2023
Instrument	2023-535035
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 MADISON ST, GARY, IN 46410-1451

Mortgage

Document Number	0000035036
Date	Oct 24, 2023
Instrument	2023-535036

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	Jul 28, 2022
Property Address	5220 MADISON ST, GARY, IN 46410-1451
Document Number	0000024473
Map Reference	MB 31 PG 62
Instrument Date	Jul 26, 2022
Instrument	2022-024473
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 MADISON ST, GARY, IN 46410-1451
Investor	Possibly a Property Investor

August 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Aug 9, 2022
Property Address	5220 MADISON ST, GARY, IN 46410-1451
Document Number	0000025430
Map Reference	MB 31 PG 62
Instrument Date	Jul 26, 2022
Instrument	2022-025430
Record Updated	Aug 18, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 MADISON ST, GARY, IN 46410-1451
Investor	Possibly a Property Investor

August 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Aug 9, 2022
Property Address	5220 MADISON ST, GARY, IN 46410-1451
Document Number	0000025431
Map Reference	MB 31 PG 62
Instrument Date	Jul 23, 2022
Instrument	2022-025431
Record Updated	Aug 18, 2022

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 MADISON ST, 5220, GARY, IN 46410-1451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 MADISON ST, GARY, IN 46410-1451

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,500 Land $17,000 Building $154,500	$171,500 Land $17,000 Building $154,500
2024	$2,845.00
2023		$108,700 (+11.49%) Land $19,300 Building $89,400	$108,700 (+11.49%) Land $19,300 Building $89,400
2022	$1,143.00 Homeowner's exemption	$97,500 Land $13,800 Building $83,700	$97,500 Land $13,800 Building $83,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5220 Madison St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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