5220 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 5220 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,498 sqft · built 1949
Lot Size	0.386 acres (16,843 sqft)
Owner	Individual Name on File
Last Sale	$950,000 (Jan 2026)
Tax Bill	$14,590 (2026)
Deeds & Mortgages	Jan 2026 Sale Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-2960-00750`

Property Details

APN / Parcel Number

Primary APN	`010-2960-00750`
Alternative APNs	`1161014` `956391`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,498 sqft Gross Area
1st Floor Area	896 sqft
Basement Area	896 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Lot Area	16,843 sqft (0.386 acres)
Garage Area	1,008 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	170 sqft
Deck Area	160 sqft
Cabin	143 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1161014
Street Address	5220 LONDON RD
City	DULUTH
State	MN
Zip	55804-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60 FT OF LOT 11 AND W 15 FT OF LOT 12BLOCK E SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	E
Legal Lot Number	11,12B
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1004
Census Tract	200

Owner

5220 London Rd is owned by an individual who bought it in January 2026.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	820 INDUSTRY RD, CALEDONIA, MN 55921-1809
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Warranty Deed, Transfer RESULTS TITLE
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 30, 2019	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Jul 9, 2014 · Amount on File
Deed Document Number	20261526580
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 22, 2026
Property Address	5220 LONDON RD, DULUTH, MN 55804-2415
Document Number	0001526580
Instrument Date	Jan 15, 2026
Instrument	1526580
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Tax	$3,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 INDUSTRY RD, CALEDONIA, MN 55921-1809

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5220 LONDON RD, DULUTH, MN 55804-2415
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001428093
Date	Oct 25, 2021
Instrument	1428093

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5220 LONDON RD, DULUTH, MN 55804-2415
Document Number	00A1370629
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5220 LONDON RD DULUTH MN 558042415, DULUTH, MN 55804-2415

Mortgage

Document Number	00A1370629
Date	Jan 2, 2020
Instrument	A1370629

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 5220 London Rd was $14,590, up 5.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,590.00 (+5.77%)
2025	$13,794.00 (+51.02%)	$1,025,400 (+11.99%) Land $419,700 Building $605,700	$1,025,400 (+11.99%) Land $419,700 Building $605,700
2024	$9,134.00	$915,600 Land $381,500 Building $534,100	$915,600 Land $381,500 Building $534,100
2022		$571,000 Land $182,100 Building $388,900	$571,000 Land $182,100 Building $388,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5220 London Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 London Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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