5220 Kentucky Ave N, Crystal (Minneapolis), MN 55428 Property Records

Hennepin County property record for 5220 Kentucky Ave N, Crystal, MN 55428

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 816 sqft · built 1954
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Sep 2023)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2019 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-118-21-12-0075`

Property Details

APN / Parcel Number

Primary APN	`08-118-21-12-0075`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
Gross Area	1,387 sqft
1st Floor Area	816 sqft
Basement Area	571 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	133 ft deep x 60 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5220 KENTUCKY AVE N
City	MINNEAPOLIS
State	MN
Zip	55428-3927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 006 A MURRAY LANE 7TH ADDN 60 X 133.24
Legal Range	21
Legal Township	118
Legal Section	08
Legal Quarter	12
Legal Subdivision	MURRAY LANE 7TH ADDN
Legal Block	6
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CRYSTAL
Census Block Group	2
Census Block	2006
Census Tract	20804

Owner

5220 Kentucky Ave N is owned and occupied by two individuals who bought it in September 2023.

Source: Hennepin County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5220 KENTUCKY AVE N, MINNEAPOLIS, MN 55428-3927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 22, 2019	Warranty Deed, Construction Loan · Construction Mortgage SPIRE CU
Mar 8, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Mar 8, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Document Number	202311233852
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 27, 2023
Property Address	5220 KENTUCKY AVE N, CRYSTAL, MN 55428-3927
Document Number	0A11233852
Instrument Date	Sep 8, 2023
Instrument	A11233852
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5220 KENTUCKY AVE N, CRYSTAL, MN 55428-3927

Mortgage

Document Number	0A11233853
Date	Sep 27, 2023
Instrument	A11233853

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 22, 2019
Property Address	5220 KENTUCKY AVE N, CRYSTAL, MN 55428-3927
Document Number	0010693611
Instrument Date	Jul 17, 2019
Instrument	10693611
Transaction Type	Construction Loan
Record Updated	Sep 2, 2019
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 KENTUCKY AVE N CRYSTAL MN 554283927, CRYSTAL, MN 55428-3927

Mortgage

Document Number	10693612
Date	Aug 22, 2019
Instrument	10693612

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	5220 KENTUCKY AVE N, CRYSTAL, MN 55428-3927
Document Number	0010643986
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 KENTUCKY AVE N CRYSTAL MN 554283927, CRYSTAL, MN 55428-3927

Mortgage

Document Number	0010643986
Date	Mar 20, 2019
Instrument	10643986

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5220 KENTUCKY AVE N, CRYSTAL, MN 55428-3927
Document Number	0010643987
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 KENTUCKY AVE N CRYSTAL MN 55428, CRYSTAL, MN 55428

Mortgage

Document Number	0010643987
Date	Mar 20, 2019
Instrument	10643987

Lender

Name	HUD-HOUSING/URBAN DEV
Address	2488 E 81ST ST # 700, TULSA, OK 74137-4267

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5220 Kentucky Ave N was $3,703.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Crystal City
Unified School District	Robbinsdale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,703.00	$252,200 Land $79,000 Building $173,200	$252,200 Land $79,000 Building $173,200
2023	$3,203.00 Homeowner's exemption
2022		$250,000 Land $90,000 Building $160,000	$250,000 Land $90,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5220 Kentucky Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5220 Kentucky Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Crystal serves 22,937 people · EPA ID MN1270008
Water Source	Purchased surface water from Minneapolis
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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