5220 James Rd, Santa Barbara, CA 93111 Property Records

Santa Barbara County property record for 5220 James Rd, Santa Barbara, CA 93111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1961
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Trust Names on File
Last Sale	$2,050,000 (Aug 2022)
Tax Bill	$22,871 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`065-270-002`

Property Details

APN / Parcel Number

Primary APN	`065-270-002`
Alternative APN	`06527002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,556 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5220 JAMES RD
City	SANTA BARBARA
State	CA
Zip	93111-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20R1
Legal Description	ANDERSON TR LOT 6
Legal Subdivision	ANDERSON
Legal Lot Number	6
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1011
Census Tract	3007

Owner

5220 James Rd is owner-occupied and held in a trust since February 2026.

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Intrafamily Transfer, Transfer
Aug 19, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 13, 2022	Intrafamily Transfer, Transfer NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO
Jun 2, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2022 · Amount on File
Deed Sale	Aug 19, 2022 · Amount on File
Prior Sale	Jun 2, 2022 · Amount on File
Deed Document Number	202236786
Last Transfer Date	Feb 24, 2026
Transfer Doc	0000005714
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Feb 25, 2026
Property Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908
Document Number	0000005714
Map Reference	MB 45 PG 12
Instrument Date	Feb 24, 2026
Instrument	2026-0005714
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908

August 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 19, 2022
Property Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908
Document Number	0000036786
Map Reference	MB 45 PG 12
Instrument Date	Aug 15, 2022
Instrument	2022-0036786
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908

Mortgage

Document Number	0000036787
Date	Aug 19, 2022
Instrument	2022-0036787

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 13, 2022
Property Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908
Document Number	0000028150
Map Reference	MB 45 PG 12
Instrument Date	Jun 8, 2022
Instrument	2022-0028150
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 N SCOTTSDALE RD STE 140, 140, SCOTTSDALE, AZ 85257-3413
Investor	Possibly a Property Investor

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jun 2, 2022
Property Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908
Document Number	0000026577
Map Reference	MB 45 PG 12
Instrument Date	May 31, 2022
Instrument	2022-0026577
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1375 N SCOTTSDALE RD STE 140, 140, SCOTTSDALE, AZ 85257-3413

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051361
Date	Nov 8, 2019
Instrument	2019-0051361

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908

Mortgage

Document Number	0000078124
Date	Dec 29, 2020
Instrument	2020-0078124

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 10, 2019
Property Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908
Document Number	0000039530
Map Reference	MB 45 PG 12
Instrument Date	Aug 27, 2019
Instrument	2019-0039530
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 JAMES RD, SANTA BARBARA, CA 93111-2908

Mortgage

Document Number	0000039531
Date	Sep 10, 2019
Instrument	2019-0039531

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5220 James Rd was $22,871.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Goleta Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,218,983 (+2%) Land $1,461,282 Building $757,701
2025	$22,871.00	$2,175,475 Land $1,432,630 Building $742,845
2023	$20,583.00 (+96.23%)	$1,948,000 Land $1,283,000 Building $665,000
2022	$10,489.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5220 James Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1980–2001)
Most Recent Claim	Mar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 James Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLETA WATER DISTRICT serves 85,535 people · EPA ID CA4210004
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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