5220 Frederick Ave, West Melbourne (Melbourne), FL 32904 Property Records

Brevard County property record for 5220 Frederick Ave, West Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1959
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$114,900 (Dec 2003)
Tax Bill	$719 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-06-75-H-8`

Property Details

APN / Parcel Number

Primary APN	`28-37-06-75-H-8`
Alternative APNs	`28-37-06-75-0000H.0-0008.00` `2821361`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,437 sqft
1st Floor Area	912 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1988
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	103 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	240 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	189 sqft
Deck Area	570 sqft
Patio Area	176 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Gravity Furnace

Location & Zoning

Account Number	2821361
Street Address	5220 FREDERICK AVE
City	MELBOURNE
State	FL
Zip	32904-7440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CANNOVA PARK SEC A LOT 8 BLK H
Legal Range	37E
Legal Township	28S
Legal Section	06
Legal Subdivision	CANNOVA PARK SEC A
Legal Block	H
Legal Lot Number	8
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1030
Census Tract	65025

Owner

5220 Frederick Ave is owned and occupied by two individuals who bought it in December 2003.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5220 FREDERICK AVE, MELBOURNE, FL 32904-7440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CU OF FLORIDA
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CU OF FLORIDA
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY CU OF FLORIDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2003 · Amount on File
Deed Sale	Dec 3, 2003 · Amount on File
Deed Document Number	2003378479
Deed Book / Page	5135 / 1612
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5220 FREDERICK AVE, WEST MELBOURNE, FL 32904-7440
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 FREDERICK AVE, WEST MELBOURNE, FL 32904-7440

Mortgage

Document Number	0104941403
Date	Dec 3, 2025
Book Page	10494/1403
Instrument	2025242043

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5220 FREDERICK AVE, WEST MELBOURNE, FL 32904-7440
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 FREDERICK AVE, WEST MELBOURNE, FL 32904-7440

Mortgage

Document Number	0099661648
Date	Jan 8, 2024
Book Page	9966/1648
Instrument	2024004100

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Dec 21, 2033

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5220 FREDERICK AVE, WEST MELBOURNE, FL 32904-7440
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 PALM BAY RD, MELBOURNE, FL 32905-3838

Mortgage

Document Number	0099661648
Date	Jan 8, 2024
Book Page	9966/1648
Instrument	2024004100

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Dec 21, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5220 FREDERICK AVE, WEST MELBOURNE, FL 32904-7440
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	FEDERAL TITLE, FEDERAL TITLE INS AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 FREDERICK AVE, WEST MELBOURNE, FL 32904-7440

Mortgage

Document Number	0090650878
Date	Mar 26, 2021
Book Page	9065/878
Instrument	2021077314

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5220 Frederick Ave was $719 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	West Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,680 (+2.69%)	$164,880 (+6.7%)
2025	$719.00 Homeowner's exemption	$59,090	$154,530 Land $85,000 Building $69,530
2023	$632.00 (+5.51%) Homeowner's exemption	$55,760 (+2.99%)	$149,080 (+7.52%) Land $80,000 Building $69,080
2022	$599.00 Homeowner's exemption	$54,140	$138,650 Land $70,000 Building $68,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5220 Frederick Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	3 (2008–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5220 Frederick Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST MELBOURNE WTR SYS(CONSEC) serves 30,443 people · EPA ID FL3051460
Water Source	Purchased surface water from CITY OF MELBOURNE
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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