5220 E Eloika Ln, Elk, WA 99009 Property Records

Spokane County property record for 5220 E Eloika Ln, Elk, WA 99009

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,782 sqft · built 1991
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Aug 2023)
Tax Bill	$3,305 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39111.9085`

Property Details

APN / Parcel Number

Primary APN	`39111.9085`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft

Exterior Amenities

Deck Area	242 sqft
Patio Area	482 sqft
Canopy	482 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	5220 E ELOIKA LN
City	ELK
State	WA
Zip	99009-8713
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	11-29-43 SW1/4 OF SW1/4 OF NE1/4 EXC CO RDS
Legal Range	43
Legal Township	29
Legal Section	11
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	4
Census Block	4008
Census Tract	10304

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5220 E ELOIKA LN, ELK, WA 99009-8713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 5, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	20237301387
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 10, 2023
Property Address	5220 E ELOIKA LN, ELK, WA 99009-8713
Document Number	0007301387
Instrument Date	Aug 8, 2023
Instrument	7301387
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,821.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007301388
Date	Aug 10, 2023
Instrument	7301388

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 5, 2019
Property Address	5220 E ELOIKA LN, ELK, WA 99009-8713
Document Number	0006829144
Instrument Date	Jul 31, 2019
Instrument	6829144
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5220 E EOIKA LN ELK WA 99009, ELK, WA 99009

Mortgage

Document Number	6829145
Date	Aug 5, 2019
Instrument	6829145

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	SPOKANE, WA 99201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,305.00 (+3.44%)	$419,800 (+12.28%) Land $147,000 Building $272,800	$419,800 (+12.28%) Land $147,000 Building $272,800
2025	$3,195.00 (+8.82%)
2024		$373,900 (+51.62%) Land $154,500 Building $219,400	$373,900 (+51.62%) Land $154,500 Building $219,400
2023	$2,936.00 (+26.12%)	$246,600 (-) Land $72,000 Building $174,600	$246,600 (-) Land $72,000 Building $174,600
2022	$2,328.00	$246,600 Land $72,000 Building $174,600	$246,600 Land $72,000 Building $174,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	10 / 1

May also be available: Verizon.

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