5220 Culpepper Pl, Wesley Chapel, FL 33544 Property Records

Pasco County property record for 5220 Culpepper Pl, Wesley Chapel, FL 33544

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,665 sqft · built 2004
Lot Size	0.126 acres (5,507 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2021)
Tax Bill	$5,489 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-19-0150-02300-0820`

Property Details

APN / Parcel Number

Primary APN	`10-26-19-0150-02300-0820`
Alternative APN	`0698602`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,665 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	1,665 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,507 sqft (0.126 acres)
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0698602
Street Address	5220 CULPEPPER PL
City	WESLEY CHAPEL
State	FL
Zip	33544-5592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	LEXINGTON OAKS VILLAGES 23 AND 24 PB 45 PG 072 BLOCK 23 LOT 82
Legal Range	19E
Legal Township	26S
Legal Section	10
Legal Subdivision	LEXINGTON OAKS
Legal Tract	150
Legal Block	23
Legal Lot Number	82
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1000
Census Tract	32011

Owner

5220 Culpepper Pl is owned and occupied by an individual who bought it in June 2021.

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5220 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 4, 2019	Deed of Trust, Mortgage SUNCOAST CU
Jan 18, 2018	Warranty Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Mar 22, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Jan 18, 2018 · Amount on File
Deed Document Number	2021124240
Deed Book / Page	10370 / 2599
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 15, 2021
Property Address	5220 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5592
Document Number	0103702599
Book / Page	10370 / 2599
Map Reference	MB 45 PG 72
Instrument Date	Jun 11, 2021
Instrument	2021124240
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5653 SPECTACULAR BID DR, 5653, WESLEY CHAPEL, FL 33544-5578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5592

Mortgage

Document Number	103702601
Date	Jun 15, 2021
Instrument	10370/2601

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	5220 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5592
Document Number	0099873492
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5220 CULPEPPER PL WESLEY CHAPEL FL 335445592, WESLEY CHAPEL, FL 33544-5592

Mortgage

Document Number	0099873492
Date	Oct 10, 2019
Book Page	009987/003492
Instrument	173333

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2034

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jan 18, 2018
Property Address	5220 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5592
Document Number	0096650764
Book / Page	9665 / 0764
Map Reference	MB45 PG72-79
Instrument Date	Jan 16, 2018
Instrument	2018009554
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	AMERICAN HOME TITLE OF LAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3436 RED ROCK DR, 3436, LAND O LAKES, FL 34639-9006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 CULPPER, WESLEY CHAPEL, FL 33544

Mortgage

Document Number	2018009555
Date	Jan 18, 2018
Instrument	2018009555

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 22, 2017
Property Address	5220 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5592
Document Number	0095130309
Book / Page	9513 / 0309
Map Reference	MB45 PG72&79
Instrument Date	Mar 17, 2017
Instrument	2017040995
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9424 ROLLING CIR, 9424, SAN ANTONIO, FL 33576-4652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 CULPEPPER PL, WESLEY CHAPEL, FL 33544-5592

Mortgage

Document Number	2017040996
Date	Mar 22, 2017
Instrument	2017040996

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5220 Culpepper Pl was $5,489 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,489.00 Homeowner's exemption	$276,230 Land $62,229 Building $214,001	$315,477 Land $62,229 Building $253,248
2023	$5,116.00 (+11.61%) Additional exemption filed	$260,640 (+3%) Land $45,653 Building $214,987	$304,821 (+20.46%) Land $45,653 Building $259,168
2022	$4,584.00 Homeowner's exemption	$253,054 Land $38,053 Building $215,001	$253,054 Land $38,053 Building $215,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5220 Culpepper Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	2 (1992–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 Culpepper Pl is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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