5220 Cape Hatteras Dr, Clermont, FL 34714 Property Records

Lake County property record for 5220 Cape Hatteras Dr, Clermont, FL 34714 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,646 sqft · built 2005
Lot Size0.217 acres (9,472 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Oct 2016)
Tax Bill$2,515 (2024)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-24-26-2000-000-14700

Property Details

APN / Parcel Number

Primary APN10-24-26-2000-000-14700
Alternative APNs
  • 262410200000014700
  • 3824453

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,646 sqft Living Area
Gross Area2,108 sqft
1st Floor Area1,502 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,472 sqft (0.217 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3824453
Street Address5220 CAPE HATTERAS DR
CityCLERMONT
StateFL
Zip34714-5299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRADDS LANDING PB 51 PG 8-20 LOT 147 ORB 4852 PG 41
Legal Range26E
Legal Township24S
Legal Section10
Legal SubdivisionTRADDS LANDING SUB
Legal Tract1-14
Legal Lot Number147
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2024
Census Tract31314

Owner

Source: Lake County records · APN 10-24-26-2000-000-14700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5220 CAPE HATTERAS DR, CLERMONT, FL 34714-5299
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 20, 2016 · Amount on Record
Deed SaleOct 20, 2016 · Amount on Record
Prior SaleJul 09, 2007 · Amount on Record
Deed Document Number2016109595
Deed Book / Page4852 / 41
Prior Transfer DateFeb 15, 2006
Prior Transfer Doc0030980755
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address5220 CAPE HATTERAS DR, CLERMONT, FL 34714-5299
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 CAPE HATTERAS DR, CLERMONT, FL 34714-5299

Mortgage

Document Number0058281953
DateNov 03, 2021
Book Page5828/1953
Instrument2021152477
Lender
NameTRUSTCO BANK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 25, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$181,850 (+2.9%)$279,797 (-) Land $100,000 Building $179,797
2025$176,730 (+5.99%) Land $100,000 Building $76,730$279,797 (+14.76%) Land $100,000 Building $179,797
2024$2,515.00 (+10.55%)
2023$2,275.00 (+10.12%) Homeowner's exemption$166,750 (+3%)$243,816 (+12.63%) Land $53,000 Building $190,816
2022$2,066.00 Homeowner's exemption$161,900$216,469 Land $43,000 Building $173,469

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 83 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies83 in force

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 262 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber3,000 / 3,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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