5220 92nd St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5220 92nd St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1980
Lot Size	0.179 acres (7,820 sqft)
Owner	2 Owner Names on File
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R51352`

Property Details

APN / Parcel Number

Primary APN	`R51352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,820 sqft (0.179 acres)
Lot Dimensions	115 ft deep x 68 ft wide
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5220 92ND ST
City	LUBBOCK
State	TX
Zip	79424-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	THE MEADOWS L 440
Legal Subdivision	THE MEADOWS
Legal Lot Number	4400
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2000
Census Tract	10410

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	5220 92ND ST, LUBBOCK, TX 79424-4314
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit LUBBOCK NATIONAL BANK
May 19, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2012
Deed Sale	Nov 19, 2012
Deed Document Number	2012-46478
Last Transfer Date	Nov 20, 2012
Transfer Doc	0000046478
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5220 92ND ST, LUBBOCK, TX 79424-4314
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038330
Date	Sep 29, 2025
Instrument	2025038330

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2040

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Monthly
Min Rate At Change	6%
Max Rate At Change	10%
Index	Prime Rate
Max Rate	14%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5220 92ND ST, LUBBOCK, TX 79424-4314
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 92ND ST, LUBBOCK, TX 79424-4314

Mortgage

Document Number	0000024400
Date	May 19, 2022
Instrument	2022024400

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	247 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,604.00 (-5.1%) Homeowner's exemption	$215,801 (+16.21%) Land $17,680 Building $198,121	$215,801 (+6.76%) Land $17,680 Building $198,121
2024	$2,744.00 (+8.59%)
2023	$2,527.00 (-15.2%) Homeowner's exemption	$185,695 Land $17,680 Building $184,458	$202,138 Land $17,680 Building $184,458
2022	$2,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 689 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Holdings Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
JAB Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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