5220 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5220 86th St, Lubbock, TX 79424 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,187 sqft · built 1981
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R41011`

Property Details

APN / Parcel Number

Primary APN	`R41011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,187 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Area	529 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5220 86TH ST
City	LUBBOCK
State	TX
Zip	79424-3502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWS L 55
Legal Subdivision	THE MEADOWS
Legal Lot Number	550
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1007
Census Tract	10410

Owner

Source: Lubbock County records · APN R41011

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5220 86TH ST, LUBBOCK, TX 79424-3502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU
Oct 08, 2018	Deed of Trust, Mortgage · ARM TEXAS TECH FCU
Feb 17, 2018	Loan Modification, Mortgage CITY BK
Aug 17, 2017	Loan Modification, Mortgage CITY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2016
Deed Sale	Aug 19, 2016
Prior Sale	Nov 05, 2012
Deed Document Number	2016029949
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5220 86TH ST, LUBBOCK, TX 79424-3502
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	SERVICE TITLE, SERVICES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065858
Date	Dec 29, 2021
Instrument	2021065858

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5220 86TH ST, LUBBOCK, TX 79424-3502
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038771
Date	Oct 08, 2018
Instrument	2018038771

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79423

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 01, 2023
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	9.87%

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	5220 86TH ST, LUBBOCK, TX 79424-3502
Document Number	0000006700
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 86TH ST LUBBOCK TX 794243502, LUBBOCK, TX 79424-3502

Mortgage

Document Number	0000006700
Date	Feb 27, 2018
Instrument	6700

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2019

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	5220 86TH ST, LUBBOCK, TX 79424-3502
Document Number	0000032940
Instrument Date	Aug 17, 2017
Transaction Type	Mortgage
Record Updated	Oct 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 86TH ST LUBBOCK TX 794243502, LUBBOCK, TX 79424-3502

Mortgage

Document Number	0000032940
Date	Sep 11, 2017
Instrument	32940

Lender

Name	CITY BK
Type	Bank
Address	LUBBOCK, TX 79408-5060

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2018

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00 (-25.97%) Homeowner's exemption	$275,904 (+3.28%) Land $22,500 Building $253,404	$275,904 (+3.28%) Land $22,500 Building $253,404
2024	$3,446.00 (+27.11%)
2023	$2,711.00 (-36.89%) Homeowner's exemption	$267,133 Land $22,500 Building $244,633	$267,133 Land $22,500 Building $244,633
2022	$4,296.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030104101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 315 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
JAB Wireless	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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