Polk County property record for 522 Winter Ter, Winter Haven, FL 33881
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,073 sqft · built 1996 |
| Lot Size | 0.026 acres (1,140 sqft) |
| Owner | Company Name on Record |
| Last Sale | $90,000 (Oct 2007) |
| Tax Bill | $2,041 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-09-530002-001310 |
| Primary APN | 26-28-09-530002-001310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 1,140 sqft (0.026 acres) |
| Porch | Porch |
| Porch Area | 290 sqft |
| Street Address | 522 WINTER TER |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-5813 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 131 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 09 |
| Legal Subdivision | WINTER RIDGE CONDO |
| Legal Tract | 530002 |
| Legal Block | 1 |
| Legal Lot Number | 131 |
| Legal Unit | 131 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 13602 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3594 W SOUTH RIVER RD, LOGANSPORT, IN 46947-9645 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2007 · Amount on Record |
| Deed Sale | Oct 2, 2007 · Amount on Record |
| Prior Sale | Dec 31, 1996 · Amount on Record |
| Deed Document Number | 2007204252 |
| Deed Book / Page | 7441 / 1485 |
| Last Transfer Date | Jan 31, 2022 |
| Transfer Doc | 0000034074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 7, 2022 |
| Property Address | 522 WINTER TER, WINTER HAVEN, FL 33881-5813 |
| Document Number | 0000034074 |
| Book / Page | 12106 / 2219 |
| Map Reference | MB 3048 PG 2235 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022034074 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3594 W SOUTH RIVER RD, LOGANSPORT, IN 46947-9645 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,419 (+1%) | $126,500 (-2.69%) Land $100 Building $126,400 | |
| 2025 | $2,041.00 (+4.24%) | $98,563 (-26.99%) | $130,000 (-3.7%) Land $100 Building $129,900 |
| 2024 | $1,958.00 (+5.38%) | ||
| 2023 | $1,858.00 (+7.34%) | $135,000 (+6.3%) Land $100 Building $134,900 | $135,000 (+6.3%) Land $100 Building $134,900 |
| 2022 | $1,731.00 | $127,000 Land $100 Building $126,900 | $127,000 Land $100 Building $126,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier.
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