522 Windward Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 522 Windward Dr, Chesapeake, VA 23320

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 2.5 ba · 2,498 sqft · built 1996
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jul 2023)
Tax Bill	$4,115 (2023)
Deeds & Mortgages	Mar 2024 Refinance Jul 2023 Sale & Mortgage + 1 more
APN	`0376004000110`

Property Details

APN / Parcel Number

Primary APN	`0376004000110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,498 sqft Total Area
1st Floor Area	1,126 sqft
Upper Floors Area	1,126 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Slab
Porch Area	120 sqft
Patio Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 WINDWARD DR
City	CHESAPEAKE
State	VA
Zip	23320-3194
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD: PLANN
Legal Description	11 ESTATES OF GREENBRIER PH 2
Legal Subdivision	ESTATES OF GREENBRIER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1016
Census Tract	20810

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 WINDWARD DR, CHESAPEAKE, VA 23320-3194
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FEDERAL CREDIT UNION
Jul 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on Record
Deed Sale	Jul 5, 2023 · Amount on Record
Deed Document Number	202313929
Deed Book / Page	10675 / 1410
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	522 WINDWARD DR, CHESAPEAKE, VA 23320-3194
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10733/1799
Date	Mar 15, 2024
Book Page	10733/1799
Instrument	240004960

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 5, 2023
Property Address	522 WINDWARD DR, CHESAPEAKE, VA 23320-3194
Document Number	10675/1410
Book / Page	10675 / 1410
Instrument Date	Jun 30, 2023
Instrument	230013929
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	TITLEQUEST AGENCY INC, TITLEQUEST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 WINDWARD DR, CHESAPEAKE, VA 23320-3194

Mortgage

Document Number	0230013930
Date	Jul 5, 2023
Instrument	230013930

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	522 WINDWARD DR, CHESAPEAKE, VA 23320-3194
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09905/1725
Date	Apr 26, 2018
Book Page	9905/1725
Instrument	180010465

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.63%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,100 (+6.39%) Land $165,000 Building $303,100	$468,100 (+6.39%) Land $165,000 Building $303,100
2025		$440,000 (+7.98%) Land $160,000 Building $280,000	$440,000 (+7.98%) Land $160,000 Building $280,000
2023	$4,115.00 (+9.97%)	$407,500 (+9.99%) Land $130,000 Building $277,500	$407,500 (+9.99%) Land $130,000 Building $277,500
2022	$3,742.00 (+19.1%)	$370,500 Land $115,000 Building $255,500	$370,500 Land $115,000 Building $255,500
2019	$3,142.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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