522 White Oak Rd, Florence, MS 39073 Property Records

Rankin County property record for 522 White Oak Rd, Florence, MS 39073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,491 sqft · built 2003
Lot Size	3.59 acres (156,380 sqft)
Owner	2 Individual Names on File
Last Sale	$265,600 (Oct 2018)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`C03 000030 00700`

Property Details

APN / Parcel Number

Primary APN	`C03 000030 00700`
Alternative APN	`65029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,491 sqft Adjusted Area
1st Floor Area	2,059 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	156,380 sqft (3.59 acres)
Garage Area	900 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	65029
Street Address	522 WHITE OAK RD
City	FLORENCE
State	MS
Zip	39073-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A LOT 202.66 X 783.92 X 202.05 X 757.47 BEING APPROX 3.59 AC IN THE NE4 AKA LOT 70 DEER VALLEY
Legal Range	01E
Legal Township	03N
Legal Section	04
Legal Lot Number	70
Jurisdiction	RANKIN MS
Township / Civil Division	1
Census Block Group	2
Census Block	2007
Census Tract	21003

Owner

522 White Oak Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 WHITE OAK RD, FLORENCE, MS 39073-4022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage BANKPLUS
Oct 11, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Deed Book / Page	2018 / 21837
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	522 WHITE OAK RD, FLORENCE, MS 39073-4022
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003866
Date	Jan 22, 2024
Book Page	3024/3866

Lender

Name	BANKPLUS
Type	Bank

Agreement

Amount	Amount on Record
Term	85 Months
Due	Feb 20, 2031

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RANKIN MS
Recording Date	Oct 11, 2018
Property Address	522 WHITE OAK RD, FLORENCE, MS 39073-4022
Document Number	0000021837
Instrument	21837
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 522 White Oak Rd was $2,016 with a homeowner's exemption.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 Homeowner's exemption	$23,037
2024	$2,016.00		$230,370 Land $23,320 Building $207,050
2023		$20,220
2021			$202,200 Land $23,320 Building $178,880
2019	$1,327.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 White Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 White Oak Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SW RANKIN WATER ASSOCIATION #1 public/private · serves 3,128 people · EPA ID MS0610026
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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