522 West St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 522 West St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,107 sqft · built 1950
Lot Size	0.456 acres (19,850 sqft)
Owner	Trust Name on File
Tax Bill	$10,086 (2025)
Deeds & Mortgages	Feb 2021 Refinance Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`READ M:025.0-0000-0006.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:025.0-0000-0006.0`
Alternative APNs	`M:025.0=0000=0006.0` `960000000060` `960000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,107 sqft Living Area
Gross Area	4,251 sqft
Basement Area	1,731 sqft
Unfinished Basement	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,850 sqft (0.456 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	960000000060
Street Address	522 WEST ST
City	READING
State	MA
Zip	01867-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4002
Census Tract	334100

Owner

Source: Middlesex County and Reading Town records · APN READ M:025.0-0000-0006.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	522 WEST ST, READING, MA 01867-2243
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 05, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2010
Deed Sale	Jun 11, 2010
Prior Sale	Jun 14, 1977 · Amount on Record
Deed Document Number	201094305
Deed Book / Page	54812 / 555
Transfer Doc	54812-555
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	522 WEST ST, READING, MA 01867-2243
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076893-103
Date	Feb 05, 2021
Book Page	76893/103
Instrument	27031

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	522 WEST ST, READING, MA 01867-2243
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079193-295
Date	Nov 22, 2021
Book Page	79193/295
Instrument	253788

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,086.00 (+0.23%)	$885,500 (+3.13%) Land $466,000 Building $419,500	$885,970 (+10.08%)
2024	$10,063.00 (+6.87%)	$858,600 (+14.8%) Land $451,800 Building $406,800	$804,840
2023	$9,416.00	$747,900 Land $393,600 Building $354,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Radiate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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