522 W Shore Rd, Warwick, RI 02889 Property Records

Warwick City property record for 522 W Shore Rd, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,047 sqft · built 1955
Lot Size	0.23 acres (10,015 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2024)
Tax Bill	$4,053 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31500970000`

Property Details

APN / Parcel Number

Primary APN	`31500970000`
Alternative APNs	`WARW M:315 B:0097 L:0000` `700018208` `146303`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,047 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,047 sqft
Basement Area	795 sqft
Unfinished Basement	795 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,015 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	146303
Street Address	522 W SHORE RD
City	WARWICK
State	RI
Zip	02889-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	97
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2040
Census Tract	21300

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 W SHORE RD, WARWICK, RI 02889-1333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTREVILLE BANK
Dec 1, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance LENDSURE MORTGAGE CORP
Mar 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA
Apr 24, 2017	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Book / Page	10484 / 124
Prior Transfer Date	Nov 17, 2023
Prior Transfer Doc	0010419-85
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 29, 2024
Property Address	522 W SHORE RD, WARWICK, RI 02889-1333
Document Number	010484-124
Book / Page	10484 / 124
Instrument Date	Apr 29, 2024
Instrument	3975
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 W SHORE RD, WARWICK, RI 02889-1333

Mortgage

Document Number	0000003976
Date	Apr 29, 2024
Instrument	3976

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	010484-146
Date	Apr 29, 2024
Book Page	10484/146
Instrument	3977

Lender

Name	CENTREVILLE BANK

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Dec 1, 2023
Property Address	522 W SHORE RD, WARWICK, RI 02889-1333
Document Number	0010419-85
Book / Page	10419 / 85
Instrument Date	Nov 17, 2023
Instrument	12683
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 W SHORE RD, WARWICK, RI 02889-1333

Mortgage

Document Number	0010419-89
Date	Dec 1, 2023
Book Page	10419/89
Instrument	12684

Lender

Name	LENDSURE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2025

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	522 W SHORE RD, WARWICK, RI 02889-1333
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009780-234
Date	Mar 15, 2021
Book Page	9780/234
Instrument	5518

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 24, 2017
Property Address	522 W SHORE RD, WARWICK, RI 02889-1333
Document Number	8802-142
Book / Page	008802 / 000142
Instrument Date	Apr 21, 2017
Instrument	5555
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8802-145
Date	Apr 24, 2017
Book Page	008802/000145
Instrument	5556

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,053.00 (+5.74%)	$319,100 (+18.14%) Land $111,400 Building $207,700
2024			$341,240
2023	$3,833.00 (+11.04%)	$270,100 (+46.55%) Land $92,000 Building $178,100
2022	$3,452.00	$184,300 Land $52,200 Building $132,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1979–2016)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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