522 W Outer Dr, Oak Ridge, TN 37830 Property Records

Anderson County property record for 522 W Outer Dr, Oak Ridge, TN 37830

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,025 sqft · built 1943
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Tax Bill$752 (2024)
Deeds & MortgagesJan 2026 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN099G-B-002.00

Property Details

APN / Parcel Number

Primary APN099G-B-002.00
Alternative APNs
  • 02099G B 099G 002.00 000
  • 02099GB099G00200
  • 001099G B 00200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,025 sqft Living Area
Gross Area2,850 sqft
1st Floor Area1,425 sqft
Basement Area1,425 sqft
Finished Basement600 sqft
Unfinished Basement825 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,136 sqft (0.6 acres)
TerrainLow

Exterior Amenities

PorchFinished/Open Porch
Porch Area326 sqft
Deck Area200 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address522 W OUTER DR
CityOAK RIDGE
StateTN
Zip37830-3724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK: B11 LOT: 18
Legal SubdivisionBLOCK 0B11 LOT 0018
Legal BlockB11
Legal Lot Number18
JurisdictionANDERSON TN
Township / Civil Division7
Census Block Group1
Census Block1013
Census Tract20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oak Ridge Historic District (Additional Documentation)
listed 1991 · 3,717 contributing resources · NRIS 91001109

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anderson County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address522 W OUTER DR, OAK RIDGE, TN 37830-3724
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2026Intrafamily Transfer, Transfer · VA Mortgage
MOVEMENT MORTGAGE
Oct 16, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Jan 25, 2019Warranty Deed, Transfer · VA Mortgage
GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2026
Deed SaleJan 6, 2026
Prior SaleJan 25, 2019 · Amount on Record
Deed Document Number2026144
Deed Book / Page1881 / 1226
Prior Transfer DateDec 30, 2025
Prior Transfer Doc0018811226
Record UpdatedJun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANDERSON TN
Recording DateJan 6, 2026
Property Address522 W OUTER DR, OAK RIDGE, TN 37830-3724
Document Number0018811226
Book / Page1881 / 1226
Map ReferenceCAB 3 SL 11-B
Instrument DateDec 30, 2025
Instrument26000144
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyADMIRAL TITLE INC, ADMIRAL TITLEINC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 W OUTER DR, OAK RIDGE, TN 37830-3724

Mortgage

Document Number0026000145
DateJan 6, 2026
Instrument26000145
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDERSON TN
Property Address522 W OUTER DR, OAK RIDGE, TN 37830-3724
Document Number17391179
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedNov 5, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 W OUTER DR OAK RIDGE TN 378303724, OAK RIDGE, TN 37830-3724

Mortgage

Document Number17391179
DateOct 23, 2020
Book Page001739/001179
Instrument10638
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 22, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANDERSON TN
Recording DateJan 25, 2019
Property Address522 W OUTER DR, OAK RIDGE, TN 37830-3724
Document Number0016941424
Book / Page1694 / 1424
Map ReferenceCAB 3 SL 11-B
Instrument DateJan 16, 2019
Instrument19000661
Transaction TypeTransfer
Record UpdatedMar 14, 2022
Title CompanyCROSSLAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$451.03
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 W OUTER DR, OAK RIDGE, TN 37830-3724

Mortgage

Document Number0019000662
DateJan 25, 2019
Instrument19000662
Lender
NameGATEWAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyAnderson County
MunicipalityOak Ridge City
Unified School DistrictOak Ridge City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,825 (+95.35%) Land $10,850 Building $48,975$239,300 (+95.35%) Land $43,400 Building $195,900
2024$752.00
2023$30,625 Land $5,800 Building $24,825
2020$122,500 Land $23,200 Building $99,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1998–2020)
Claims Outside the SFHA2 of 7
Most Recent ClaimOct 2020 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Feb 2003 · 3 claims
  • Severe Storms, Tornadoes And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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