522 W 2nd St, Bloomington, IN 47403 Property Records

Monroe County property record for 522 W 2nd St, Bloomington, IN 47403

Property Summary

Property Type	Commercial Office
Details	2,400 sqft · built 1970
Lot Size	0.227 acres (9,888 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Jun 2021)
Tax Bill	$10,625 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015-23390-00`

Property Details

APN / Parcel Number

Primary APN	`015-23390-00`
Alternative APN	`53-08-05-104-013.000-009`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,400 sqft Total Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	9,888 sqft (0.227 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-23390-00
Street Address	522 W 2ND ST
City	BLOOMINGTON
State	IN
Zip	47403-2316
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	EAST & MARSHALL LOT 2 & VAC ALLEY
Legal Subdivision	EAST & MARSHALLS SUB
Legal Lot Number	2
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1027
Census Tract	401

Owner

522 W 2nd St, a commercial property, is owned by a company that bought it in June 2021.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1117, BLOOMINGTON, IN 47402-1117
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK
Jun 17, 2021	Deed, Transfer · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	May 7, 2015
Deed Document Number	202143082
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	522 W 2ND ST, BLOOMINGTON, IN 47403-2316
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020534
Date	Oct 29, 2021
Instrument	2021020534

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	66 Months
Due	Apr 19, 2027

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Jun 17, 2021
Property Address	522 W 2ND ST, BLOOMINGTON, IN 47403-2316
Document Number	2021011475
Map Reference	CAB B ENV 11
Instrument Date	Jun 15, 2021
Instrument	2021011475
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 117, BLOOMINGTON, IN 47402-0117

Mortgage

Document Number	2021011476
Date	Jun 17, 2021
Instrument	2021011476

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Dec 15, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 522 W 2nd St was $10,625, up 26.3% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,625.00 (+26.28%)	$505,200 Land $98,900 Building $406,300	$505,200 Land $98,900 Building $406,300
2024	$8,414.00
2023		$407,300 (+2.52%) Land $74,100 Building $333,200	$407,300 (+2.52%) Land $74,100 Building $333,200
2022	$8,044.00	$397,300 Land $74,100 Building $323,200	$397,300 Land $74,100 Building $323,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 W 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 W 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smithville Communications.

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