522 W 16th St, Ada, OK 74820 Property Records

Pontotoc County property record for 522 W 16th St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,119 sqft · built 2005
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$80,500 (Nov 2019)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12775`

Property Details

APN / Parcel Number

Primary APN	`12775`
Alternative APN	`0090-00-021-011-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,119 sqft Living Area
1st Floor Area	1,119 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12775
Street Address	522 W 16TH ST
City	ADA
State	OK
Zip	74820-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 21 DAGGS ADD.
Legal Subdivision	DAGGS - ADA SD. - SW 33-4-6 & NE 5-3-6
Legal Block	21
Legal Lot Number	11
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	4
Census Block	4004
Census Tract	89300

Owner

522 W 16th St is owned by a company that bought it in November 2019.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	931 CYPRESS DR, ADA, OK 74820-8457
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK
Dec 16, 2019	Deed of Trust, Mortgage · Commercial Mortgage AMERISTATE BANK
Nov 25, 2019	Sheriff's Deed, Foreclosure
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage
Apr 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Apr 26, 2017 · Amount on File
Deed Document Number	20196356
Deed Book / Page	3354 / 192
Prior Transfer Date	Jul 15, 2011
Prior Transfer Doc	002548/141
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Recording Date	Sep 3, 2026
Property Address	522 W 16TH ST, ADA, OK 74820-7610
Document Number	0000005244
Book / Page	4046 / 259
Instrument Date	Aug 27, 2026
Instrument	20265244
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	931 CYPRESS DR, ADA, OK 74820-8457

Mortgage

Document Number	0000005244,
Date	Sep 3, 2026
Book Page	4046/259
Instrument	20265244

Lender

Name	FIRST UNITED BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	522 W 16TH ST, ADA, OK 74820-7610
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3359/080
Date	Dec 16, 2019
Book Page	3359/080
Instrument	2019-006698

Lender

Name	AMERISTATE BANK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Dec 1, 2022

November 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PONTOTOC OK
Recording Date	Nov 25, 2019
Property Address	522 W 16TH ST, ADA, OK 74820-7610
Document Number	003354/192
Book / Page	3354 / 192
Instrument Date	Nov 25, 2019
Instrument	2019-006356
Transaction Type	Foreclosure
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Tax	$120.75
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 CYPRESS DR, ADA, OK 74820-8457
Mail Care Of	JUSTIN HOPE

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 26, 2017
Property Address	522 W 16TH ST, ADA, OK 74820-7610
Document Number	3113/204
Book / Page	3113 / 204
Instrument Date	Apr 26, 2017
Instrument	2017-002056
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 W 16TH ST, ADA, OK 74820-7610

Mortgage

Document Number	, 2017-002057
Date	Apr 26, 2017
Instrument	2017-002057

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 26, 2017
Property Address	522 W 16TH ST, ADA, OK 74820-7610
Document Number	003113/204
Book / Page	3113 / 204
Instrument Date	Apr 26, 2017
Instrument	2017-002056
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	522 W 16TH ST, ADA, OK 74820-7610

Mortgage

Document Number	2017002057
Date	Apr 26, 2017
Instrument	2017-002057

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 522 W 16th St was $1,150, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,596 (+5%) Land $1,140 Building $10,456	$96,631 (-16.9%) Land $9,500 Building $87,131
2025	$1,150.00 (+1.32%)	$11,044 (+5%) Land $1,140 Building $9,904	$116,280 (-5.16%) Land $9,500 Building $106,780
2024	$1,135.00 (+9.87%)	$10,518 (+5%) Land $1,140 Building $9,378	$122,607 (+7.36%) Land $9,500 Building $113,107
2023	$1,033.00	$10,017 Land $1,140 Building $8,877	$114,199 Land $9,500 Building $104,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 W 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 522 W 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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