522 Valley View Dr, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 522 Valley View Dr, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1968
Lot Size	0.655 acres (28,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,500 (Apr 2011)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099030004003011000`

Property Details

APN / Parcel Number

Primary APN	`099030004003011000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,520 sqft (0.655 acres)
Lot Dimensions	310 ft deep x 92 ft wide

Location & Zoning

Street Address	522 VALLEY VIEW DR
City	MOUNT VERNON
State	MO
Zip	65712-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW DR,522; LOT 4 & THE S50' OF ABAND. R.R. R/W LYING N THEREOF; OF BLK 8 VALLEY VIEW ADD
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	VALLEY VIEW ADD
Legal Block	8
Legal Lot Number	4
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4006
Census Tract	470202

Owner

Source: Lawrence County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit OLD MISSOURI BANK
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 18, 2018	Intrafamily Transfer, Transfer
Dec 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2011 · Amount on Record
Deed Sale	Apr 21, 2011 · Amount on Record
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Book / Page	447 / 193
Last Transfer Date	Jan 23, 2025
Transfer Doc	002025/287
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226

Mortgage

Document Number	00458/3918
Date	Jul 7, 2022
Book Page	458/3918
Instrument	2022-00003943

Lender

Name	OLD MISSOURI BANK
Type	Bank
Address	MOUNT VERNON, MO 65712

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226

Mortgage

Document Number	00457/3962
Date	Jun 29, 2021
Book Page	457/3962
Instrument	2021-00003988

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE MO
Recording Date	Apr 18, 2018
Property Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226
Document Number	454/1652
Book / Page	454 / 1652
Instrument Date	Apr 13, 2018
Instrument	2018-00001717
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MO
Recording Date	Dec 8, 2017
Property Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226
Document Number	453/5456
Book / Page	453 / 5456
Instrument Date	Dec 6, 2017
Instrument	2017-00005949
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 VALLEY VIEW DR, MOUNT VERNON, MO 65712-1226

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,220 (-) Land $2,070 Building $21,150
2025	$1,141.00	$23,220 (+9.79%) Land $2,070 Building $21,150	$111,316 (-)
2024	$1,141.00 (+9.19%)
2023	$1,045.00 (+6.96%)	$21,150 Land $2,070 Building $19,080	$111,316
2022	$977.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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