522 Valley Rd, Madison, WI 53714 Property Records

Dane County property record for 522 Valley Rd, Madison, WI 53714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,080 sqft · built 1972
Lot Size	0.286 acres (12,445 sqft)
Owner	2 Individual Names on File
Last Sale	$505,000 (Jul 2025)
Tax Bill	$8,050 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0710-101-1802-6`

Property Details

APN / Parcel Number

Primary APN	`0710-101-1802-6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,080 sqft Living Area
Gross Area	4,314 sqft
1st Floor Area	1,372 sqft
2nd Floor Area	1,170 sqft
Basement Area	1,372 sqft
Finished Basement	538 sqft
Unfinished Basement	834 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,445 sqft (0.286 acres)
Lot Dimensions	130 ft deep x 95.1 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	234 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 VALLEY RD
City	MADISON
State	WI
Zip	53714-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C1
Legal Description	HERITAGE HEIGHTS, THIRD ADDITION, LOT 14, BLK 17
Legal Range	10E
Legal Township	07N
Legal Section	10
Legal Quarter	1
Legal Subdivision	HERITAGE HEIGHTS THIRD ADDITION
Legal Block	17
Legal Lot Number	14
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2008
Census Tract	3001

Owner

522 Valley Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Dane County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 VALLEY RD, MADISON, WI 53714-2738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Nov 5, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2025 · Amount on File
Deed Sale	Jul 3, 2025 · Amount on File
Prior Sale	Nov 5, 2020 · Amount on File
Deed Document Number	20256037382
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	Jun 15, 2026
Property Address	522 VALLEY RD, MADISON, WI 53714-2738
Document Number	0006105916
Instrument Date	May 22, 2026
Instrument	20266105916
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 VALLEY RD, MADISON, WI 53714-2738

Mortgage

Document Number	0006105916,
Date	Jun 15, 2026
Instrument	20266105916

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Nov 5, 2020
Property Address	522 VALLEY RD, MADISON, WI 53714-2738
Document Number	0005658447
Instrument Date	Oct 30, 2020
Instrument	5658447
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 VALLEY RD, MADISON, WI 53714-2738

Mortgage

Document Number	0005658448
Date	Nov 5, 2020
Instrument	5658448

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 522 Valley Rd was $8,050, up 13.3% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,050.00 (+13.32%) Homeowner's exemption	$451,100 Land $79,000 Building $372,100
2024	$7,104.00		$421,200 (+8.4%)
2023		$386,400 Land $72,500 Building $313,900	$388,576
2022	$6,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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