Kenton County property record for 522 Upton Dr, Independence, KY 41051 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,296 sqft Finished Area |
| Lot Size | 284,011 sqft (6.52 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $2,512.00 (2025) |
| Primary APN | 032-00-00-082.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,296 sqft Finished Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 284,011 sqft (6.52 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Pool Type | In-Ground Pool Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 522 UPTON DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8727 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UPTONS LAND DIV LOT 4 6.52 ACS S END UPTON DR |
| Legal Subdivision | UPTONS (WM) LAND DIV (CODY RD) |
| Legal Lot Number | 4 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 63610 |
Source: Kenton County records · APN 032-00-00-082.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 UPTON DR, INDEPENDENCE, KY 41051-8727 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 12, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 30, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 22, 2005 |
| Transfer Doc | 0005900160 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 522 UPTON DR, INDEPENDENCE, KY 41051-8727 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 522 UPTON DR, INDEPENDENCE, KY 41051-8727 |
| Document Number | 0005900040 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 255/308 |
| Instrument | 21081205900040 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 16, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 522 UPTON DR, INDEPENDENCE, KY 41051-8727 |
| Document Number | 0000000079 |
| Instrument Date | Jun 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 522 UPTON DR INDEPENDENCE KY 410518727, INDEPENDENCE, KY 41051-8727 |
| Document Number | 0000000079 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 0I4136/000348 |
| Instrument | 79 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, KY 41042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,512.00 (+7.03%) Homeowner's exemption | $265,100 (+14.07%) Land $70,000 Building $195,100 | $265,100 (+14.07%) Land $70,000 Building $195,100 |
| 2023 | $2,347.00 Homeowner's exemption | $232,400 Land $65,000 Building $167,400 | $232,400 Land $65,000 Building $167,400 |
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