522 Trimble Ave, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 522 Trimble Ave, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,391 sqft · built 1905
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Apr 2006 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-273-001`

Property Details

APN / Parcel Number

Primary APN	`06-14-273-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,391 sqft Living Area
1st Floor Area	1,016 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	44 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	522 TRIMBLE AVE
City	KALAMAZOO
State	MI
Zip	49048-1980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	33240 PHELPS ADDITION N 1/2 OF W 14R OF LOT 44
Legal Subdivision	PHELPS ADD
Legal Lot Number	44
Jurisdiction	KALAMAZOO MI
Township / Civil Division	KALAMAZOO
Census Block Group	2
Census Block	2000
Census Tract	100

Owner

522 Trimble Ave is owned and occupied by an individual who acquired it in December 2007.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	522 TRIMBLE AVE, KALAMAZOO, MI 49048-1980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2006	Deed of Trust, Mortgage OPTION ONE MORTGAGE CORP
May 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
May 8, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2007
Deed Sale	Dec 12, 2007
Prior Sale	Feb 7, 2005 · Amount on File
Deed Document Number	200745464
Prior Transfer Date	Oct 15, 2007
Prior Transfer Doc	0000045464
Record Updated	Oct 29, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	522 TRIMBLE AVE, KALAMAZOO, MI 49048-1980
Transaction Type	Mortgage
Record Updated	Jun 15, 2026
Title Company	CAPITOL CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006014270
Date	Apr 6, 2006
Instrument	2006-014270

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	3 ADA, IRVINE, CA 92618

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	11%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 8, 2026
Property Address	522 TRIMBLE AVE, KALAMAZOO, MI 49048-1980
Document Number	0000014741
Instrument Date	Apr 28, 2026
Instrument	202614741
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	HBI TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	522 TRIMBLE AVE, KALAMAZOO, MI 49048-1980

Mortgage

Document Number	0000014742,
Date	May 8, 2026
Instrument	202614742

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	May 8, 2026
Property Address	522 TRIMBLE AVE, KALAMAZOO, MI 49048-1980
Document Number	2026014741
Instrument Date	Apr 28, 2026
Instrument	202614741
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	HBI TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	522 TRIMBLE AVE, KALAMAZOO, MI 49048-1980

Mortgage

Document Number	0000014742,
Date	May 8, 2026
Instrument	202614742

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 522 Trimble Ave was $1,325 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Kalamazoo City
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,000 (+2.77%)	$104,000 (+2.77%)
2025	$1,325.00 Homeowner's exemption	$50,600	$101,200
2023		$37,300	$74,600
2019	$1,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Trimble Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Trimble Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO serves 192,992 people · EPA ID MI0003520
Water Source	Groundwater
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Metronet.

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