522 SW 3rd Ave, Galva, IL 61434 Property Records

Henry County property record for 522 SW 3rd Ave, Galva, IL 61434

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 888 sqft · built 1945
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Oct 2023)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Feb 2023 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-33-234-017`

Property Details

APN / Parcel Number

Primary APN	`24-33-234-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Foundation Type	Masonry
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	522 SW 3RD AVE
City	GALVA
State	IL
Zip	61434-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 3 FARRS ADD CITY OF GALVA
Legal Subdivision	FARRS ADD
Legal Block	3
Legal Lot Number	6
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	3
Census Block	3089
Census Tract	31100

Owner

522 SW 3rd Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	522 SW 3RD AVE, GALVA, IL 61434-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Feb 3, 2023	Deed, Transfer · Line of Credit BANKORION
Nov 9, 2022	Intrafamily Transfer, Transfer ATTORNEY
Aug 7, 2017	Warranty Deed, Transfer EMMERSON PATRICIA A TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on File
Deed Sale	Oct 16, 2023 · Amount on File
Prior Sale	Feb 3, 2023 · Amount on File
Deed Document Number	20234677
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0000006552
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Oct 16, 2023
Property Address	522 SW 3RD AVE, GALVA, IL 61434-1916
Document Number	0000004677
Instrument Date	Oct 9, 2023
Instrument	20-2304677
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SW 3RD AVE, GALVA, IL 61434-1916

Mortgage

Document Number	0000004678
Date	Oct 16, 2023
Instrument	20-2304678

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENRY IL
Recording Date	Feb 3, 2023
Property Address	522 SW 3RD AVE, GALVA, IL 61434-1916
Document Number	0000000502
Instrument Date	Jan 31, 2023
Instrument	20-2300502
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4889 ALLEN RD, BETTENDORF, IA 52722-6966
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000503
Date	Feb 3, 2023
Instrument	20-2300503

Lender

Name	BANKORION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Nov 5, 2023

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENRY IL
Recording Date	Nov 9, 2022
Property Address	522 SW 3RD AVE, GALVA, IL 61434-1916
Document Number	0000006552
Instrument Date	Nov 7, 2022
Instrument	20-2206552
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	16498 COUNTY HIGHWAY 5, ATKINSON, IL 61235-9529

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Aug 7, 2017
Property Address	522 SW 3RD AVE, GALVA, IL 61434-1916
Document Number	0000004543
Instrument Date	Aug 4, 2017
Instrument	4543
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SW 3RD AVE GALVA IL 614341916, GALVA, IL 61434-1916

Mortgage

Document Number	4544
Date	Aug 7, 2017
Instrument	4544

Lender

Name	EMMERSON PATRICIA A TRUST (PT)
Address	510 SE 6TH ST, GALVA, IL 61434-2046

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 6, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 522 SW 3rd Ave was $2,353 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00	$30,320 Land $1,957 Building $28,363	$90,960 Land $5,871 Building $85,089
2022		$16,865 Land $1,602 Building $15,263	$50,595 Land $4,806 Building $45,789
2021	$916.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 522 SW 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 SW 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cambridge Telcom Services, Nextlink.

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