522 Sumner Ct, Oxford, MS 38655 Property Records

Lafayette County property record for 522 Sumner Ct, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,884 sqft · built 2024
Lot Size0.132 acres (5,761 sqft)
OwnerCompany Name on File
Tax Bill$10,547 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN135F-16-093.00

Property Details

APN / Parcel Number

Primary APN135F-16-093.00
Alternative APN
  • 42135

Interior

Full Baths2 Baths
Building Area1,884 sqft Living Area
1st Floor Area1,196 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Lot Area5,761 sqft (0.132 acres)
Lot Dimensions114 ft deep x 50.4 ft wide

Location & Zoning

Account Number42135
Street Address522 SUMNER CT
CityOXFORD
StateMS
Zip38655-1972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 54 THE LAMAR PHASE 4B
Legal Range03W
Legal Township08S
Legal Section16
Legal SubdivisionTHE LAMAR SUBDIVISION PHASE 4B
Legal Phase4B
Legal Lot Number54
JurisdictionLAFAYETTE MS
Township / Civil Division2
Census Block Group1
Census Block1000
Census Tract950201

Owner

522 Sumner Ct is owned by a company that acquired it in October 2025.

Source: Lafayette County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 2309, TUNICA, MS 38676-2309
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 16, 2025
Deed SaleOct 16, 2025
Deed Document Number20259461
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateSep 25, 2023
Property Address522 SUMNER CT, OXFORD, MS 38655-1972
Document Number0020237528
Map ReferenceCAB C SL 90
Instrument DateSep 22, 2023
Instrument2023-7528
Transaction TypeTransfer
Record UpdatedDec 30, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31 HIGHWAY 328, OXFORD, MS 38655-9612

Transferred To (Grantee/Buyer)

NameVerified Name
Address4460 NORMANDY AVE, MEMPHIS, TN 38117-2424

Mortgage

Document Number0020237529
DateSep 25, 2023
Instrument2023-7529
Lender
NameGUARANTY BANK & TRUST CO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueSep 15, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 522 Sumner Ct was $10,547.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,547.00$81,068$540,450 Land $120,000 Building $420,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Sumner Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Sumner Ct is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 55% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000

May also be available: T-Mobile.

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