522 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 522 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,570 sqft · built 1986
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,850,000 (Aug 2025)
Tax Bill	$24,923 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057-213-140`

Property Details

APN / Parcel Number

Primary APN	`057-213-140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,650 sqft
2nd Floor Area	920 sqft
Basement Area	700 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	16,000 sqft (0.367 acres)
Lot Dimensions	200 ft deep x 80 ft wide
Garage Type	Basement
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	522 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH0000
Legal Description	NELY 80 FT X 200 FT OF LOT 2 BLK 34 OAK KNOLL MANOR
Legal Subdivision	OAK KNOLL MANOR
Legal Block	34
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1028
Census Tract	609700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 SUMMIT DR, EMERALD HILLS, CA 94062-3352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 28, 2023	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Dec 4, 2023	Intrafamily Transfer, Transfer
Dec 4, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Dec 28, 2023 · Amount on Record
Deed Document Number	202542885
Prior Transfer Date	Jun 29, 2023
Prior Transfer Doc	0000032203
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	522 SUMMIT DR, EMERALD HILLS, CA 94062-3352
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 SUMMIT DR, EMERALD HILLS, CA 94062-3352

Mortgage

Document Number	0000008428
Date	Feb 19, 2026
Instrument	2026-008428

Lender

Name	US BANK NA
Type	Bank
Address	REDWOOD CITY, CA 94062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year T-Bill
Max Rate	10.3%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 28, 2023
Property Address	522 SUMMIT DR, EMERALD HILLS, CA 94062-3352
Document Number	0000068441
Map Reference	MB 10 PG 4-11
Instrument Date	Dec 20, 2023
Instrument	2023-068441
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	189 CONSTITUTION DR, MENLO PARK, CA 94025-1106

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 4, 2023
Property Address	522 SUMMIT DR, EMERALD HILLS, CA 94062-3352
Document Number	0000064000
Map Reference	MB 10 PG 4-11
Instrument Date	Nov 16, 2023
Instrument	2023-064000
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1136 ODDSTAD BLVD, PACIFICA, CA 94044-3849

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 4, 2023
Property Address	522 SUMMIT DR, EMERALD HILLS, CA 94062-3352
Document Number	0000064001
Map Reference	MB 10 PG 5-11
Instrument Date	Nov 16, 2023
Instrument	2023-064001
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1136 ODDSTAD BLVD, PACIFICA, CA 94044-3849

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,850,000 (+84.12%) Land $2,300,000 Building $1,550,000
2025	$24,923.00 (+1.33%)	$2,091,000 (+192.18%) Land $1,836,000 Building $255,000
2024	$24,597.00 (+150.05%)
2023	$9,837.00 (+4.75%)	$715,652 Land $165,564 Building $550,088	$4,185,000
2022	$9,391.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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