522 Summerlake Dr E, Mobile, AL 36608 Property Records

Mobile County property record for 522 Summerlake Dr E, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,714 sqft · built 1999
Owner2 Individual Names on Record
Tax Bill$1,264 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNR022705210000003020

Property Details

APN / Parcel Number

Primary APNR022705210000003020
Alternative APNs
  • 27 05 21 0 000 003.020
  • 02862986
  • 2862986

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,714 sqft Living Area
1st Floor Area1,992 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number2862986
Old Parcel NumberR022705210000003020
Street Address522 SUMMERLAKE DR E
CityMOBILE
StateAL
Zip36608-8452
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 20 SUMMERLAKE S/D REVISED PLAT MBK 79/97 FORMERLY MBK 78/121 #SEC 21 T4S R3W #MP27 05 21 0 000
Legal Range03W
Legal Township04S
Legal Section21
Legal SubdivisionSUMMERLAKE S/D
Legal Lot Number20
JurisdictionMOBILE AL
Township / Civil DivisionTANNER WILLIAMS
Census Block Group1
Census Block1037
Census Tract6407

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address522 SUMMERLAKE DR E, MOBILE, AL 36608-8452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 1998
Deed SaleNov 24, 1998
Prior SaleJul 15, 1998
Deed Document Number98085826
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address522 SUMMERLAKE DR E, MOBILE, AL 36608-8452
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 SUMMERLAKE DR E, MOBILE, AL 36608-8452

Mortgage

Document Number0000040296
DateJun 13, 2022
Instrument2022040296
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,264.00 (-1.1%) Homeowner's exemption$26,000 (-1.14%) Land $4,500 Building $21,500$260,000 (-1.14%) Land $45,000 Building $215,000
2024$1,278.00 (+4.75%) Homeowner's exemption$26,300 (+4.82%) Land $4,500 Building $21,800$263,000 (+4.82%) Land $45,000 Building $218,000
2023$1,220.00 Homeowner's exemption$25,090 Land $4,500 Building $20,590$250,900 Land $45,000 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 88% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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