522 Stuart St, Staunton, VA 24401 Property Records

Staunton City property record for 522 Stuart St, Staunton, VA 24401

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,760 sqft · built 1992
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$137,000 (May 2019)
Tax Bill	$1,869 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`933`

Property Details

APN / Parcel Number

Primary APN	`933`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	880 sqft
Basement Area	816 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 STUART ST
City	STAUNTON
State	VA
Zip	24401-4170
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Description	(LOT 2 BLK EEE)
Legal Block	EEE
Legal Lot Number	2
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1031
Census Tract	100

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 W FREDERICK ST, 102, STAUNTON, VA 24401-3360
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK
Jun 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUMMIT COMMUNITY BANK
May 8, 2019	Quit Claim Deed, Transfer Quitclaim
May 6, 2019	Deed, Transfer · Stand-Alone First Mortgage LOUIS MENSH
Jun 29, 2018	Deed, Transfer · Commercial Mortgage SUMMIT COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Deed Document Number	2019998
Prior Transfer Date	May 2, 2019
Prior Transfer Doc	0000001021
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	522 STUART ST, STAUNTON, VA 24401-4170
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W FREDERICK ST, STAUNTON, VA 24401

Mortgage

Document Number	0200003515
Date	Dec 15, 2020
Instrument	200003515

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	LURAY, VA 22835

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	522 STUART ST, STAUNTON, VA 24401-4170
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001480
Date	Jun 29, 2018
Instrument	180001480

Lender

Name	SUMMIT COMMUNITY BANK
Type	Bank
Address	MOOREFIELD, WV 26836

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	May 8, 2019
Property Address	522 STUART ST, STAUNTON, VA 24401-4170
Document Number	190001021
Map Reference	DOC 180001479
Instrument Date	May 2, 2019
Instrument	190001021
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3441 CUSTERS RD, ROCKINGHAM, VA 22802-0219

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	May 6, 2019
Property Address	522 STUART ST, STAUNTON, VA 24401-4170
Document Number	0190000998
Map Reference	DOC 180001479
Instrument Date	Apr 30, 2019
Instrument	190000998
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W FREDERICK ST STE 102, 102, STAUNTON, VA 24401-3360

Mortgage

Document Number	0190000999
Date	May 6, 2019
Instrument	190000999

Lender

Name	LOUIS MENSH
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2029

Interest

Rate	6%

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Jun 29, 2018
Property Address	522 STUART ST, STAUNTON, VA 24401-4170
Document Number	180001479
Instrument Date	Jun 28, 2018
Instrument	180001479
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7463 DOE HILL RD, DOE HILL, VA 24433-2301

Mortgage

Document Number	180001480
Date	Jun 29, 2018
Instrument	180001480

Lender

Name	SUMMIT COMMUNITY BANK
Type	Bank
Address	MOOREFIELD, WV 26836

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,869.00 (+19.27%)	$205,420 (+16.66%) Land $42,020 Building $163,400	$205,420 (+16.66%) Land $42,020 Building $163,400
2023	$1,567.00	$176,080 Land $36,780 Building $139,300	$176,080 Land $36,780 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	16 (1996–2020)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lingo Networks, Verizon.

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