522 Stratton Ferry Ct, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 522 Stratton Ferry Ct, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,973 sqft · built 1986
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Nov 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`559-07-00-006`

Property Details

APN / Parcel Number

Primary APN	`559-07-00-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,973 sqft Living Area
1st Floor Area	638 sqft
Upper Floors Area	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	142 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	522 STRATTON FERRY CT
City	MOUNT PLEASANT
State	SC
Zip	29464-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COOPERS LANDING DESCRIPTION -LOT 5 BLK B PHASE I
Legal Subdivision	COOPERS LANDING
Legal Phase	1
Legal Block	B
Legal Lot Number	5
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1000
Census Tract	4612

Owner

522 Stratton Ferry Ct is owned and occupied by two individuals.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 STRATTON FERRY CT, MOUNT PLEASANT, SC 29464-9786
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit CAROLINA ONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	522 STRATTON FERRY CT, MOUNT PLEASANT, SC 29464-9786
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09580743
Date	Feb 9, 2021
Book Page	958/743

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	169 Months
Due	Mar 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	522 STRATTON FERRY CT, MOUNT PLEASANT, SC 29464-9786
Document Number	0933/0850
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 STRATTON FERRY CT MOUNT PLEASANT SC 294649786, MOUNT PLEASANT, SC 29464-9786

Mortgage

Document Number	0933/0850
Date	Nov 10, 2020
Book Page	000933/000850

Lender

Name	CAROLINA ONE MTG
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 9, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 522 Stratton Ferry Ct was $1,212, up 13.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,212.00 (+13.48%)	$327,596 (+3,388.78%) Land $79,947 Building $247,649	$544,900 Land $200,000 Building $344,900
2024	$1,068.00	$9,390
2022	$953.00	$9,390	$348,300 Land $85,000 Building $263,300
2020			$348,300 Land $85,000 Building $263,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 Stratton Ferry Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	444 units insured incl. 299 condo units
Nearby Flood Claims	22 (1989–2004)
Claims Outside the SFHA	2 of 22
Most Recent Claim	Aug 2004 · Tropical Storm Gaston
Claims by Event	Tropical Storm Gaston, Aug 2004 · 2 claims Hurricane Hugo, Sep 1989 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Stratton Ferry Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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